I am a bit rubbish with money too but I haven't got any credit cards or loans and I can always pay for my car/rent/ direct debits without any problems.
But tonight DP has asked to use my car to go to the gym, I am on the red line and could really do with that fuel to get me to work and back tomorrow.
He is a teacher in a high school and I am a nanny and a part time college student, he doesn't open bills, doesn't care about chipping away at his debts and I'm the one lending him money when he earns 5 times what I do!
I just hate feeling stingy but I simply don't have the money and I see the gym as a luxury not a necessity.
It worries me because currently our finances don't collide we both rent a room each in a communal house but he wants to rent a house outside and I'm worried this burying his head in the sand attitude he has is going to cause arguments between us.
He hates teaching and handed his notice in over a month ago and hasn't even applied for a job yet it really annoys me that he is so unfocussed and lacklustre.
any advice welcomed :)