Hi eliza
In answer to your previous question....I'm a SAHM, married nearly 10 years). We have a joint account which covers all joint house/child related expenditure and then we divvy up what's left over and split it between us (separate accounts from pre-children days). If there ever is any additional (DH sometimes gets a bonus) then I know about it although it does tend to stay in his account - at the moment we're inclined not to spend it, but we both know it's there if we need to get anything major done (like new balustrades for the stairs as DD2 keeps almost hurling herself through them!). I tend to run the joint account and day to day stuff but any 'capital expenditure' is a joint decision. On a daily basis, DH leaves at 6.30 most mornings, not home til 8 - 8.30, so I pretty much do all the domestic stuff - he helps on a weekend and cooks in the week, and does his own washing - he does more DIY stuff and things (am happy to paint and put up the odd shelf but it hasn't happened since DD1 turned up 3 years ago!). Holidays are joint decisions - bottle of wine and a good internet surf.
I do sometimes feel as if we've ended up in the 1950s and am not entirely sure how (never planned on being a SAHM)but it was a matter of simple economics for us - we couldn't both do over 12 hours a day out of the home with no family local, so one of us had to stop working and it was me as the lower earner. I do think DH is pretty fair though - he does acknowledge that what i do is work, which is nice. My view is that there's no way that he could have the job/salary he does and a family without me, so I do think we both contribute - although it's hard not to feel apologetic at times, particularly when talking to his family, who I'm sure think i live to shop (i wish!)
Sometimes I find it tough, am sure we both do, but the main thing is that we're sort of heading in the same direction. Neither of us are massive future planners.
was really sorry to read your latest post - it does sound bad that your 8MO doesn't have a mattress, but am guessing that there's enough that's kept you together this far.What worked for us was setting up a realistic monthly budget and having that in a joint account (- and make sure it's realistic, look at your annual expenditure (including hols, car tax/servicing etc) - we sorted that before moving house in 2008, to check we could afford to. If he has a problem letting go of 'his' money (!!), then he should be comfortable with an account he too can access/view. It also makes it much easier to keep track of household expenditure. The other point you might want to make, if you're not working and he is, is that he is paying tax on the £65k in his bank and it would be much better in your name....that's a big leap, but we're just about to make it. I have basically acquired a huge mass of brochures for different accounts and pointed out how much it could save us potentially. Have also pointed out to DH that I'm hardly likely to be able to do a moonlight flit with 2under-4s in tow!
The socialising etc. point is a different one - and i guess only you can say how important that is. And, more to the point, how you want your DC to view their home. My parents were similar - mum has always loved people around, dad just wanted family - they managed to compromise although it was contentious sometimes. And, funnily enough, has become so again, since they retired. I'm much more of a people person than DH, but we do have people over here and there - that is an element of compromise for us, we try to keep at least one weekend a month free, one not too busy, and maybe a big friend-y one once a month.
And on the other practical point...mathanxiety is spot on, no way you will walk away with nothing. So if that's the path you choose to take, then don't let that consideration worry you. You also sound as if you're strong enough to manage if you do decide to go - and we'd all love to support you.
Best of luck - keep us posted on how you do - sorry you're having a tough time and really hope you reach the right decision for you and your DC.