Facts about Splitting Up

[shannen]

Hello.

Could anyone tell me what would happen if I split with my partner? It is definatly on the cards.

We Have a mortgage together and I do not work therefore could no longer pay it if partner moved out.

What would happen to me? Would we sell the house? Where would I live?

Can anyone give me some advise please?

You need proper legal advice from a Solicitor re such a split as a matter of urgency. Cohabitation splits can be very messy to deal with - you do not have the same rights in law as a married person does and the term "common law wife" is not recognised in law.

I take it as read that you are not married to this man. Basically speaking you have no rights over anything that belongs to him - what's his is his, what's yours is yours and the property may well have to be sold.

Are there children involved?

Try your local CAB.

Basically you need to work out the practicalities yourself though - i.e. sell the house, split the proceeds.

You should be entitled to certain benefits.

have a look on CAB website - they have some advice on this as I am looking in to the same thing. its like its been said, he has no obligation to provide for you.

This is what I am thinking of doing:

Forcing the sale of the house, splitting the equity and then renting privatly. You would then need to apply for all the benefits that you would be entitled to and arrange maintenance from your ex. I would try to do it without the CSA as they are crap.

if you go to CAB make sure you are there early, be prepared for a long wait.

Thank you.

Yes there are children involved. The house is in his and my name, have only lived here for four years though. First mortgage.

I detest the thought of eldest child having to change schools - she has just settled into reception nicely.

Will I end up in a council high rise???? My area isn't very nice at best. Don't know what to do. If we do split it will be at my doorstep iysim.

Didn't mean to sound snobbish re council high rise - just round here is quite dodgy.

Is there anyone about that has actually sold their home and then gone on to live in council house/flat? Any experiences would be good to hear.

I know that we will finish some time in the future which is bad enough - but the house thing is also v scary. There is no way I could get a job to cover mortgage and pay child care fees...................

We sold our house and I bought one with my settlement.
Put your name on a council list now and also ring around housing associations. You could get help with rent too.
What if he paid the mortgage instead of maintanance?

If you can't afford a house outright, have you thought of a housing association house where you buy half and pay rent on the other half? Or whatever proportion they agree to?