I'm Leaving!!!! But will i find somewhere to live??

[Citrus81]

DP and I have both agreed that we can no longer live together. An amicable break up was more than I ever wished for so now I feel like a huge pressure has lifted from me.

I can't stay in this house though as it is guarantored with DP's dad and I don't work so I need to find somewhere else.

I need a house that will accept DSS WITHOUT a guarantor. Do they exist??? Or am I going to be flogging a dead horse for a couple of years?

Oh, I'm so happy to hear this, Citrus. Can I suggest, irrespective of the housing issue (about which I know nothing) that you consult a solicitor to check out your financial situation, and maybe notify the bank about any joint accounts?

Because from what you've posted about this man, I would be very surprised if he doesn't try and punish you financially.

Thankfully we always kept money seperate. We do have a joint savings account but there is hardly anything in it (less than £200) and we're using it to take the kids to Chester zoo (they'd already been promised, didn't want to let them down).

There are no joint debts or anything like that. As you can see, I never did trust him with money!

Sorry to hear about you splitting up, but you know that finding a new place to live is way more important than a day at the zoo.

You need every penny you can get to save for a deposit.

There will be plenty of days for zoos, once you have a roof over your head.

Kids have to learn that they can't literally have everything they want.

FFs phoned around almost every estate agent in the city and NONE accept housing benefit without a guarantor. Well, one did but they have no houses at the moment!!

Well I suppose the longer it takes, the longer I have to save up money, get debts cleared and create a clean slate.

Please tell me I'll find somewhere eventually??

I know, I know it's really rough isn't it?

Put your name down with everyone, let them know you are serious, you never know, something may come up.

Do you have a loan deposit scheme where you are, that might help you if you can access that?

Put all your spare money and effort into this. it seriously is the most important thing you have to do. You are the grown up and you have to be responsible, you can and will do it. But not if you aren't 100% dedicated to the task.

Don't suppose, by any wonderful stroke of luck, that you get on with DP's Dad???, could he be guarantor for you too??????

phone council ask for priavte tenancy bond deposit scheme team

they guarantee the deposit
pay the landlord first months rent
you get a fab housing officer to help
they get a list everyweek of landlords on the scheme

how do i know just escaped via this route after 10 years of a very difficult marriage,

it took 3 weeks from phoning council to getting my fab 2 bedded flat in a nice area and i havent looked back

good luck it WILL happen be positive xxx