I'm wondering has anyone any experience in this... I have an offer on my house and have found a house. I want to move to have a bedroom for my baby. I simply want to port my existing mortgage (same lender) and keep it the same amount. But I'm 5 months into my maternity leave, so I have no proof of my income (that the mortgage is based on). They mention doing affordability calculations and I was told I can't afford it - even though I've got it and pay it! Problem is my partner's income can't be considered as he is busy rebuilding his credit record, so to them we can't afford it, but in reality, of course we can. I've been told I will need to return to work full time, on same salary to port my mortgage. So I'd have to return now, while my baby's only 4 months old. I was planning on returning Part time after 9 or 12 months leave. Anyone any experience of this? Any ideas? Thanks.
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Advice - want to move, port mortgage, but on mat leave
theoptimist · 17/09/2009 12:49
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