Grr! DH digging his heels in re moving

[twinklingfairy]

We live in a 2 bed semi in the middle of a village. Carpark in front of us and a main road beyond that. We can see the shop and the local pub/hotel from the front. Back garden is North facing front garden is paved.

I have found a 3 bed detached, in another village on the other side of the county. South facing Heeaauge Garden. Needs kitchen and bathroom refit prob with a bit of extending. Well, could just put in a new kitchen but I figure might as well go the whole hog now as opposed to waiting a few years. Currently is a shower room.

We have 2 DCs one DD (2.5) one DS (4 months). Therefore we need a 3 bed at some point.

We have to move some time.
I think best to do it now before we lose too much on our current house.

DH says, I don't like that village.

I have been looking for 2 years and this is the best I have come up with. I can't believe he is fighting me over this one. And he has his dad on side with him.
His dad had said he would help us with a deposit whithout which we are screwed. DHs negativity has screwed us.

Just wanted a moan.

I think it depends on the village - there are certainly some in my area that I wouldn't live in, regardless of how lovely the house. What are schools, shop etc like? What does your DH not like about it?

Do you need to sell your own house?

If your DH doesn't like it, not sure there is much point moving there, really. If your FIL also doesn't like it, then maybe they have a point (since you seem to get a lot more bang for your buck than where you live now, I suspect they may have well-founded reasons for not wanting you to move there).

Yeah gotta sell our own house to buy the next one Not sure I understand the question?

DH is just going on hear say. I did not like this village when we first moved here. Now am quite settled. But just can't find anything we can afford, on this side of the county.
My point is that everyone is scared of change, me included. But the good in this house far outweighs my fears over a move.
FIL has not seen it, is just going with what DH has told him.

Although FIL does not know either area any better than DH. This is my home county though. I do, but am being overlooked.

We are gonna go see a finacial advisor, on Thurs, hopefully he will tell me what I want to hear

I don't think there was any need for the at my question btw.

You could have been in rented for all we know.

It is hard to sell at the moment and that is the reason I asked.

Oops is what I should have put not

I was using it to represent my genuine confusion. But of course, you are right, I could easily have been renting.
I just had not understood. Doh!

why is what your FIL thinks relevant? |Show your DH the list of pros and cons and ask him to come up with some too. Then draw a list of pros and cons with staying where you are.

The housing market has in reality dropped 25% from the peak asking prices in August 2007. If you do move make sure you get that kind of discount on tehe house you buy. Do not believe what agents tell you.

If you move now and buy a bigger house and the market drops another 25% you will lose more money than if you stay in your smaller house for 2 more years and then buy.

This what your DH may really be worried about. He may also be worried about taking on more debt in a difficult economic time.

I would wait, when everybody you meet tells you that it's the worse time ever to buy a house and that they wish they'd never bought a house, that's when I'll be buying a house.
Another 18 months to go at least, start saving so your FIL has no influence over where you live.

No-one knows whether it will drop another 25% or not. At the moment it is possible to get good rates on fixed mortgages and you only 'lose' money if you want to sell and cash in the house. As long as you don't end up in negative equity if you sell to buy another house that one will also be cheaper. To me the 'value' is that the place is your home in the long term.

My brother has put it off and off, now prices have dropped but he's really twitchy because his job isn't safe. So he'll end up waiting until they go up again - there is never a good time really because when the prices are low but rising there can be a real scrabble, guzumping etc also making it very difficult to buy what you want.