Here is my dilemma.
My bath got damaged in a small fire, along with a few other things (wall, ceiling, window sill, curtain pole). The damage is minimal but ugly.
The Insurance co have authorised full repair on all damaged parts, which includes a new bath, but not the rest of the suite, full redecoration (not tiles), new extractor fan.
They have, however offered to pay 50% of the rest of a new suite, as the contractors cannot find an exact match suite. As it is cheaper to change the style completely, rather than go for like for like (which we don't like much anyway) the taps wont match so they have also agreed 50% towards the cost of new taps/shower taps if we got for cheaper option.
So, my options are:
- Just replace the bath, plain white classic style, it wont be an exact match as we have this scalloping around the bath, sink and toilet. But will a sort of like for like, and although not perfect, will do. This will cost £100 excess, which we will pay whatever as we are having other work done too. But, will mean no new taps, as it wont be necessary to replace them under the insurance claim. Our taps are crap, and we were going to replace them at some point in the future, so this would be around £200. So lets say £100 now, and £300 total within the next year.
- Buy a new suite, which will include taps. We have looked everywhere and the the total price for what we want will be £500, which will include the sink, the toilet, the taps, labour and excess (bath and labour paid for by insurance).
We were not planning on doing our bathroom any time soon, in fact we had sorted out the sealing on the old bath before it got damaged and were about to paint the walls anyway, and we are getting the walls done for us now. So one part of me thinks just get bath.
But we are not overly keen on our bathroom and if we were going to get a new suite, it would cost us in excess of £1000 to buy ourselves including fitting. One part of me thinks just get the new suite, our bathroom would look fab.
We do have the cash to pay for this, as in not credit, but we are doing other work on the house and this would buy us new carpets, or a bit of minor building work done that needs doing in the front room, Or pay our mortgage for a month.
What would you do?