Selling after internal alterations without certificates: what should we disclose?

[JessicaRabbit23]

house on the market, we did a lot to it during lock down as husbands a builder. I put on the form that we knocked an internal wall
down which was non load bearing put a stud wall up to separate our lounge for a separate play room. I got that far and the next day they asked for building regs certificate,,, which I don’t have. I dare put down we put a downstairs toilet in! We had a new fuse board fitted because it was old, I don’t have these documents i had plumber and electricians in that worked within husbands company to do these so all in hand. Have had no problems since it was all done. I am relocating to be closer to my mum otherwise I wouldn’t be moving. Is it better to just not disclose anything? Thanks in advance

You should be truthful and offer to get building regs indemnity insurance

Does that cover everything? Structurally we haven't changed anything so I’m not sure why I would need building regs. I would obviously get it if I had to apply for planning permission ect…

It will be discovered in searches. The property on the land registry won’t accord to the property you are selling.

It doesn’t matter what you think

You needed them. You don’t have them.

Your husband is a builder - he should know this

You'll have to pay for an indemnity policy and it will put off some potential buyers. Your husband should have got the regs certs at the time, pretty dumb not to.

You need certificates for electrical work. Any survey will spot you have a new board. Your DH being a builder knows all this stuff. If the electrician worked for his company he should be able to organise the electrician issuing this retrospectively - assuming it was done in accordance with regulations. The other stuff you can get indemnity insurance but it will put many people off.

You’ll probably need the fuse board checked and signed off. You can offer to buy building regs indemnity insurance this is really common

Exactly

and any decent electrician would have wanted to issue certs.

Looks like it’s all been done on the side, cash, no docs, no trace, on the cheap and now… problem!

Would it be easier to just get building regs in to sign off now? I have no idea why he didn’t do it at the time.

I can get the electrical
certificate, do I need one for the plumbing also?

Fgs your own husband will know all this!!

Ask him?

You can get retro building regs yes

but you better hope they are compliant!

Why on earth are you not asking this of your husband?

We are not together now. Thanks tho

There's a lot of ignorance here. You don't necessarily need building regs for taking down a non load bearing wall, or putting up a partition.

Presumably he has a vested interest in the property!

We are no longer together. It’s a lot easier to get a response from here 😂

2 weeks ago you started a thread about you loved him and didn’t intend to break up but just wished he had more get up and go.
and now it’s over and you can’t ask him questions about the family home?

He just keeps saying ‘nothing structural was changed internally’ no need for building regulations. I did also speak with my cousins husband who said the same thing. I have the electrical paperwork somewhere.

Thank you, someone who isn’t giving me a grilling

We did this. Took down non load bearing wall and put up stud wall ( changed lounge diner to kitchen diner). We said that we had done it, and building regs not needed and over to them if they wanted a survey
Never had a problem

If they get a survey then alterations will be picked up. You can just pay for an indemnity for it, costs vary but it doesn’t generally cost a lot. I had to pay for indemnity insurance for something during my purchase (sellers refused to pay) and it was around £120.

Gather whatever paperwork you have.

What do you think the land registry shows? Number of bogs and internal walls?

Exactly. It only shows the boundaries @Tinglylips.

You might not need building control for the wall. Depends on where it was / what the layout is now / fire safety / whether there any services in the wall are altered.

You do need building control for creating a new loo.

You need an electrical cert for the fuse board, if the electrician is a member of NICEIC or similar they can do it, if not you'll need building control to test it and issue the cert.

I'd think you're better getting it all signed off than potentially scaring buyers off with a laundry list of stuff that may or may not be safe and up to code.