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Bridging Finance delays…

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starships · 07/05/2026 20:34

Has anyone experienced long delays right at the end of a chain involving bridging finance?

Our buyer’s buyer is using a bridging loan. Personal guarantees/ILA were done mid-April and we were told the bridging lender’s solicitors had everything they needed by around mid April, but we’re still waiting for final “lender approval/go ahead” before exchange can happen.

It’s now been over 2 weeks since they supposedly had everything and over 2 months since the buyer’s solicitor originally reported to the bridging company. However, all parties in the chain are apparently still on board and solicitors/agents are now actively working towards a completion date within the next 2 weeks.

Is this sort of delay at the final legal/sign-off stage normal with bridging finance, or does it sound like something may be wrong behind the scenes?

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