Has anyone had to have adult children sign an occupier consent form for the lender when buying a house? Basically it says that they understand that if we don’t pay the mortgage then the lender has more rights to the house than they do and can ask them to leave etc. we get this and they are happy to sign it, but getting the right forms to the right place is a nightmare! It’s literally the last thing we have to do before we can exchange contracts but the lender doesn’t seem to have the ability for two people to sign the form, and apparently our solicitor has to post a copy to each of our kids at their university addresses, they have to sign (with a witness) then post back to the solicitor. For whatever reason this is proving impossible for the solicitor to get the form in a way that allows him to do this! As a result we’ve completely stalled and have been for a few weeks now. Our solicitor has been great all the way through so I think the issue is with the lender rather than them.
has anyone had a similar situation? Was there a way around this or anything we can do to help speed things up? Our sellers have been great and got everything done at their side quickly, but now it’s all gone quiet while we sort this issue. We are first time buyers and the house we’re buying is empty and has no chain, so at least we’re not holding up a chain I guess!