We've had an offer accepted and the mortgage has been approved but the basic valuation done by the bank's surveyor has come back saying 'the property has suffered previous movement but I saw no evidence to suggest it is ongoing'. The bank are still happy to lend the money
Where do we go from here? We have a level 2 survey booked in in a couple of weeks but clearly at some point we are going to have to get a structural engineer to look at it. As far as I know, current owners have lived their decades and never experienced any subsidence. Our own house is very old and is pretty wonky, so has moved at some point, but we've never experienced any subsidence either, so it doesn't terrify me. However, I'm not sure whether to just cancel our survey and get a structural engineer out to it now, even though the bank's survey didn't give any detail as to what had made the surveyor come to that conclusion, or just let our survey go ahead and see what it says. House looks to be built in 1930s but report says it is 110 years old.