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My house is Band F council tax - what does this mean re Budget?

109 replies

housemonkey · 24/11/2025 11:27

I love my house. It's four bedrooms detached newbuild. It's probably worth about £750,000 (not meant at all to be a boast, as I know lots of people's houses are worth a lot more!). It was put in Band F by the VOA (don't know how they assessed it). I love my house, but it seems insane that it will be hit by Rachel Reeves' mansion tax. At first, that was for houses over £2m! I complete agree that the council tax system needs revamping. But how do they actually define Band F houses? I can't find a clear explanation anywhere!

OP posts:
MiddleAgedDread · 26/11/2025 21:46

I live in a 2 bedroom (nothing spectacular or fancy)
flat that’s in band F and worth less than £300k, I’d be very happy if they re-evaluated the bands!!
all the newer builds round here are in disproportionately higher bands than the older properties. Our flats were built after the last banding valuation and I’m convinced they were banded based on the sold price when built rather than back dated to the council tax banding date. I tried challenging it when I moved in and it got knocked back based on floor level plan square footage but something definitely doesn’t add up!

KeepPumping · 26/11/2025 22:09

Wickedlittledancer · 25/11/2025 16:49

I think what worries me is it is becoming very apparent the current government is incredibly far left, its policies are testamount to that, but they dressed it up to get in, pretending to be more central, starmer and reeves are more far left than Corbyn and momentum. They just dressed it up so they could get in.

The fundamental issue for the population is they see the rich as anyone above min wage. The tax freezes will see so many penalised and brought into new bands, the freeze on the North Sea has seen all our gas now come from the Nordic’s, and us paying a fortune in energy, they have their hands in everyone’s pockets, doling it out to the nhs, or in benefits, as they kill growth, increase unemployment, kill landlords, kill businesses, I don’t think anyone understood just how far left they were. Or maybe how weak starmer was and how far he’d give in to the far left.

but here we are. Fucked.

They will be fucked at the next council elections, 5, 6 months? KS will be gone soon after that.

BudgetWorries · 27/11/2025 07:30

KeepPumping · 26/11/2025 22:09

They will be fucked at the next council elections, 5, 6 months? KS will be gone soon after that.

You may well be right.

But be careful what you wish for.

Woollyguru · 27/11/2025 07:37

BudgetWorries · 27/11/2025 07:30

You may well be right.

But be careful what you wish for.

Exactly. Imagine Angela Raynor as PM and Torsten Bell as chancellor.

Pluto46 · 27/11/2025 08:27

Not much point in them having anyone fronting it when the left wing back benchers call all the shots anyway

YorkshireGoldDrinker · 27/11/2025 08:42

Woollyguru · 27/11/2025 07:37

Exactly. Imagine Angela Raynor as PM and Torsten Bell as chancellor.

Now that's not something I ever want to see, but these days you really never know.

MaturingCheeseball · 27/11/2025 08:50

The Labour Party is aiming to appeal to those on benefits who might have voted Reform and immigrant communities who now have their own representatives. This makes up a significant - very significant - voting block.

Wickedlittledancer · 27/11/2025 09:57

MaturingCheeseball · 27/11/2025 08:50

The Labour Party is aiming to appeal to those on benefits who might have voted Reform and immigrant communities who now have their own representatives. This makes up a significant - very significant - voting block.

The Labour Party , namely starmer and reeves are trying to stop a revolt from their hard left back benchers, no more no less, so they’ve given in to keep them in position.

Dogaredabomb · 27/11/2025 10:10

Fibrous · 24/11/2025 14:42

Not really. I live in an old, small terraced house in the NW, band D. My house is worth £250k. Yet I'm paying over £2.3k of council tax a year, £300 more than my sister who lives in Crouch End in a £1M victorian terrace flat (also band D). Proportionally the amount of council tax on our household is huge compared to their household.

It's a strange tax.

I agree, I've just moved from a band C in SW London to a band C in South Yorkshire. I'm paying more ct on a far cheaper property, I don't understand it.

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