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council tax band G & H to double

765 replies

StrawberryThief1930 · 03/11/2025 13:43

has anyone seen the rumours that the council tax rates for bands G and H are going to double?

I know everything is just rumours at the moment but im worried this one might stick. easy to implement in an existing system and doesn't require the revaluation of thousands of houses etc.

I'm about to buy a G band house. Seriously questioning whether we can afford it. The current council tax is £4k a year. so £8k a year. Over £300 a month more than we had budgeted. we have spreadsheets coming out of our ears trying to check we can afford this house. Buying with a 40% deposit. im sweating...

anyone have the same worries? or further thoughts?

OP posts:
Thread gallery
27
rainingsnoring · 08/11/2025 18:13

DrPrunesqualer · 08/11/2025 13:33

Based on every piece of economic analysis available
heres just one of many many out there

And why do you suppose that is? There are some pointers at the bottom of the page.

DrPrunesqualer · 08/11/2025 18:16

kittywittyandpretty · 08/11/2025 13:55

If you think that social services aren’t influenced by outside factors, Including budget which pay their wages, you are very naive.

my comment is based on health factors which social services naturally factor in

rainingsnoring · 08/11/2025 18:21

'I don't understand the current envy of different generations, it's really unhealthy'

It is unhealthy but, if you don't understand it, you should try to because there are very valid reasons for it.
Current middle aged and younger people are the first generations in hundreds of years who are and will continue to be poorer than their parents and grandparents. Despite this, the state spending and advantages have continued to mainly advantage the old and the wealthy. Young people are fully aware of this.

rainingsnoring · 08/11/2025 18:24

DrPrunesqualer · 08/11/2025 13:38

You’re aware then that in the best interests of the health of those that need care Social services advice and prefer people to remain in their homes.

You don't actually think that SSs make these decisions mainly based on health needs?! If funding is needed, they will always take the cheapest option. Councils do not have the £££ needed as you surely must realise.

DrPrunesqualer · 08/11/2025 18:25

rainingsnoring · 08/11/2025 18:00

Maths was not the reason they hugely watered down the WFA cut to a level that made it pointless. It was because of the massive uproar. Of course it should have been cut. The triple lock clearly needs to go too but no party will dare to suggest that at present now that they have seen the screaming over the WFA.
It's clear that the whole benefits system needs reviewing.

The triple lock was introduced after years of the state pension not keeping up with the cost of living.

Currently it stands at half the full time minimum wage

The Triple Lick is

  • Not always a full guarantee: While the triple lock aims to keep pensions in line with costs, the State Pension alone is often not enough for a comfortable retirement. It is intended as a foundation upon which individuals build with other savings and investments.

Annual cost estimates for 2025
Lifestyle Single Person / couple

Minimum required
£13,400 single
£21,600 couple

Moderate
£31,700 s
£43,900 c

Comfortable
£43,900 s
£60,600 c

A single person on a full state pension does not meet the minimum. ( These figures assume no housing/ rental costs )

rainingsnoring · 08/11/2025 18:27

ozarina · 08/11/2025 13:39

Who is going to want to buy them? There are two bigger ones on either side of me up for sale currently. Yet again it's punishment for working hard and being ambitious.

Your post doesn't make sense. Do you mean that the houses on either sold of you are being sold to pay for care? Who do you think will buy them? Are you suggesting that it is unfair that people with expensive assets should pay for a service that they need? If so, who do you think should be paying it so that their children can inherit lots of £££ instead?

rainingsnoring · 08/11/2025 18:33

RosesAndHellebores · 08/11/2025 14:03

Well if they do and, on one level, I hope they do, I shall not pay it.

I would venture that all the people like DH and I should link arms and refuse to pay it. The prisons are very full at present and there is nowhere to put us.

Together, we can help bring down this joke of a Government. We can circle the ULEZ zone and bring London to an empty standstill. Across arterial roads, motorways and railway tracks.

Starmer OUT. Reeves OUT. Rayner's GONE. Labour OUT.

Vive la revolution.

Not a fan of democracy then @RosesAndHellebores?
It's shocking to see how selfish and entitled some wealthy pensioners are. This attitude is part of the problem in the UK.

DrPrunesqualer · 08/11/2025 18:34

rainingsnoring · 08/11/2025 18:24

You don't actually think that SSs make these decisions mainly based on health needs?! If funding is needed, they will always take the cheapest option. Councils do not have the £££ needed as you surely must realise.

Of course they don’t but that doesn’t negate the fact that it is better for people to stay in their own homes
Better for them from a health perspective

You do know the adult social care budget is for all adults ie 18plus

DrPrunesqualer · 08/11/2025 18:37

rainingsnoring · 08/11/2025 18:27

Your post doesn't make sense. Do you mean that the houses on either sold of you are being sold to pay for care? Who do you think will buy them? Are you suggesting that it is unfair that people with expensive assets should pay for a service that they need? If so, who do you think should be paying it so that their children can inherit lots of £££ instead?

Everyone needs the services
We all benefit from the police and street lighting
Its not exclusive to just some people in some homes
We all benefit equally over our lifetime

rainingsnoring · 08/11/2025 18:39

DrPrunesqualer · 08/11/2025 18:25

The triple lock was introduced after years of the state pension not keeping up with the cost of living.

Currently it stands at half the full time minimum wage

The Triple Lick is

  • Not always a full guarantee: While the triple lock aims to keep pensions in line with costs, the State Pension alone is often not enough for a comfortable retirement. It is intended as a foundation upon which individuals build with other savings and investments.

Annual cost estimates for 2025
Lifestyle Single Person / couple

Minimum required
£13,400 single
£21,600 couple

Moderate
£31,700 s
£43,900 c

Comfortable
£43,900 s
£60,600 c

A single person on a full state pension does not meet the minimum. ( These figures assume no housing/ rental costs )

Edited

By this logic, presumably you are in favour of above inflation increases on at least some benefits, especially for those under 25. 😂

The state pension was never meant to provide anything more than the basics. People should have saved up and many (although not all) were in a very good position to do so. Salaries were considerably better compared to the cost of basic things such as housing, people could afford homes, frequently on one wage, jobs tended to be more stable, there was no student debt and most could get a decent job with few qualifications, the stock market has boomed for 40 years.
The triple lock is clearly unaffordable because of current demographics and debt problems. I expect the inevitable (its removal) will only happen during a crisis because all parties are frightened of the revolutionary OAPs!

RosesAndHellebores · 08/11/2025 18:40

rainingsnoring · 08/11/2025 18:33

Not a fan of democracy then @RosesAndHellebores?
It's shocking to see how selfish and entitled some wealthy pensioners are. This attitude is part of the problem in the UK.

Yeah, I agree. It's the same sense of entitlement that makes people refuse to work more than 16 hpw to protect their benefits. I didn't get wealthy by working 16hpw but every penny I've earnt has been taxed to the hilt whilst those who can but won't work are subsidised.

rainingsnoring · 08/11/2025 18:41

DrPrunesqualer · 08/11/2025 18:34

Of course they don’t but that doesn’t negate the fact that it is better for people to stay in their own homes
Better for them from a health perspective

You do know the adult social care budget is for all adults ie 18plus

Edited

Sometimes it's better, sometimes not. It depends on the individual circumstance but this isn't really relevant to the other poster's point that those who can afford care should pay for it.

DrPrunesqualer · 08/11/2025 18:42

Budget breakdown of Adult Social care

council tax band G & H to double
rainingsnoring · 08/11/2025 18:42

RosesAndHellebores · 08/11/2025 18:40

Yeah, I agree. It's the same sense of entitlement that makes people refuse to work more than 16 hpw to protect their benefits. I didn't get wealthy by working 16hpw but every penny I've earnt has been taxed to the hilt whilst those who can but won't work are subsidised.

That's called a straw man argument.
It's not all about you and how hard you think you worked.

rainingsnoring · 08/11/2025 18:44

DrPrunesqualer · 08/11/2025 18:37

Everyone needs the services
We all benefit from the police and street lighting
Its not exclusive to just some people in some homes
We all benefit equally over our lifetime

I think you meant to quote a different post.

RosesAndHellebores · 08/11/2025 18:46

rainingsnoring · 08/11/2025 18:42

That's called a straw man argument.
It's not all about you and how hard you think you worked.

Actually, it's a fact. And no I don't think benefits for under 25s should be triple locked in the same way as pensions are for people older than 65 and rising. The under 25s can work and work hard, peoviding no disabilities. Find me a British cleaner in the south east. £17.50ph.

suburburban · 08/11/2025 18:46

RosesAndHellebores · 08/11/2025 18:40

Yeah, I agree. It's the same sense of entitlement that makes people refuse to work more than 16 hpw to protect their benefits. I didn't get wealthy by working 16hpw but every penny I've earnt has been taxed to the hilt whilst those who can but won't work are subsidised.

Yes I see where you are coming from

people with properties however modest being used as cash cows

DrPrunesqualer · 08/11/2025 18:47

rainingsnoring · 08/11/2025 18:41

Sometimes it's better, sometimes not. It depends on the individual circumstance but this isn't really relevant to the other poster's point that those who can afford care should pay for it.

See the budget breakdown
Care homes are only necessary if the health and safety of a person at home can’t be achieved

That pp obviously didn’t know that if you can pay you do pay and in fact
that poster clearly didn’t know the average paying person in care subsidies the random person in the rooms next door ( not paying from their savings or assetts ) on average over £10k a year!
Yep
Paying directly from their assets yet again.

rainingsnoring · 08/11/2025 18:48

RosesAndHellebores · 08/11/2025 18:46

Actually, it's a fact. And no I don't think benefits for under 25s should be triple locked in the same way as pensions are for people older than 65 and rising. The under 25s can work and work hard, peoviding no disabilities. Find me a British cleaner in the south east. £17.50ph.

Again, this isn't about you and how hard you think you have worked and how lazy others are. At present, there is still some semblance of democracy, which you don't seem to believe in, and we live in something called a society.

rainingsnoring · 08/11/2025 18:50

suburburban · 08/11/2025 18:46

Yes I see where you are coming from

people with properties however modest being used as cash cows

Who is being used as a cash cow? You do know that this policy hasn't been confirmed right? The opposite is true, in fact. Those who have benefitted greatly from unearned, asset price inflation have been positively discriminated against. Middle class workers on PAYE have been heavily penalised and taxed more and more.

LupaMoonhowl · 08/11/2025 18:53

I personally know several people who’ve played the 16h per week scam. I very much doubt any of the Labour cabinet know people like that - not the type to frequent their Islington kitchen suppers.

rainingsnoring · 08/11/2025 18:55

DrPrunesqualer · 08/11/2025 18:47

See the budget breakdown
Care homes are only necessary if the health and safety of a person at home can’t be achieved

That pp obviously didn’t know that if you can pay you do pay and in fact
that poster clearly didn’t know the average paying person in care subsidies the random person in the rooms next door ( not paying from their savings or assetts ) on average over £10k a year!
Yep
Paying directly from their assets yet again.

You weren't talking about necessity. You were suggesting that decisions by SS are made on the basis of health needs.
I struggle to sympathise with these sort of posts from (mainly) older, well off people. Why would someone with the benefit of plenty of £££ feel jealous of someone with none? I would far rather by wealthy, own an expensive house, have the great benefit of choosing my care if needed when I am older rather than the opposite.

suburburban · 08/11/2025 18:55

rainingsnoring · 08/11/2025 18:50

Who is being used as a cash cow? You do know that this policy hasn't been confirmed right? The opposite is true, in fact. Those who have benefitted greatly from unearned, asset price inflation have been positively discriminated against. Middle class workers on PAYE have been heavily penalised and taxed more and more.

I think it is more nuanced tbh

good on them

RosesAndHellebores · 08/11/2025 18:55

rainingsnoring · 08/11/2025 18:48

Again, this isn't about you and how hard you think you have worked and how lazy others are. At present, there is still some semblance of democracy, which you don't seem to believe in, and we live in something called a society.

A democracy means people can vote governments out. We do indeed comprise a Society. Society means helping those with very little and that includes pensioners struggling on £12k per annum.

DrPrunesqualer · 08/11/2025 18:56

RosesAndHellebores · 08/11/2025 18:40

Yeah, I agree. It's the same sense of entitlement that makes people refuse to work more than 16 hpw to protect their benefits. I didn't get wealthy by working 16hpw but every penny I've earnt has been taxed to the hilt whilst those who can but won't work are subsidised.

Agree
That 16hours needs to be increased to 30
Thats 30 hours per person and not to be shared between a couple
The hours then are in line with free childcare hours and more akin to a full working week
Ive never heard of 16 hours for a couple equaling a full working week, it’s ridiculous and no wonder the UC bill is so high

Ive never worked, and still don’t, so little.