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Mortgage Survey due when we have a leak.

5 replies

PineappleSeahorse · 05/10/2025 20:04

Hi We’re in Scotland and our buyers have a mortgage survey scheduled for Tuesday. We just discovered a leak yesterday and had a plumber attend. It’s going to fixed in the next few days. But our hot water is going to be off until then as a precaution. We still have cold water and heating.

Is this going to be a major issue and what should we tell the surveyor? I don’t want to stop our buyers from getting their mortgage.

TIA

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Polyestered · 05/10/2025 20:06

What sort of leak? Is the damage obvious eg paintwork, flooring damage?

if it’s just the fact you have no hot water, the surveyor probably won’t even test that if you don’t mention it. Any visible areas they will highlight

Bitzee · 05/10/2025 20:08

Is it a mortgage valuation or an actual survey? The last time I was present for a mortgage valuation the guy (don’t think he was a surveyor) just checked the number of bedrooms and bathrooms and that was it. He stayed under 5 minutes. It wasn’t anything like a full structural survey.

PineappleSeahorse · 05/10/2025 20:09

Bitzee · 05/10/2025 20:08

Is it a mortgage valuation or an actual survey? The last time I was present for a mortgage valuation the guy (don’t think he was a surveyor) just checked the number of bedrooms and bathrooms and that was it. He stayed under 5 minutes. It wasn’t anything like a full structural survey.

A mortgage valuation. No there’s no visible damage. It’s behind the washing machine and will be repaired in a few days.

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PineappleSeahorse · 05/10/2025 20:41

And hopefully he won’t test the water. If he does then hopefully the fact that it will be fixed soon will mean that it isn’t a major issue.

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PineappleSeahorse · 06/10/2025 09:08

Thanks everyone for the advice. I’m still unsure what to do but I’ll see how it goes. It’s difficult to tell if telling the surveyor is the right or wrong thing to do.

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