Making peace with potentially renting

[worldwidetravel2017]

Hey all

Having a tricky time

Owned a property alone - years ago

Was a life lesson - it was a leasehold flat

And i lost money on it when selling etc.

Anyway -
My partner and baby daddy rents.

His parents divorced when he was younger

He is - working class -

He rents

I will be ' moving in' with him , in time.

I believe every female should have a f off fund
I have a fund saved ( just 4 me - 4 any big emergency etc )

Anyway - guess im just asking if anyone else has ' made peace ' with renting etc
( renting for now ) . .

My partner can get flex working
So once our child is at full time school - il be able to increase my income etc

Painful for anyone to move from ownership to rental - unless they have a large enough fund to buy in again when they choose. I guess this is not your situation.
A home though genuinely can be a home wether or not it's rented, on a bank loan or owned outright. What's most important is the people you share that home with. Focus on making it as special as you can for the people you love and if they do the same - you will be absolutely fine. In fact a loveless home that's owned can be less meaningful than one full of love and rented. Hopefully it works out well for you and who knows what the future brings ;)

I'm not sure why you had to mention that your DP is working class & equate that with renting - plenty of working class people own their own property.

However, that aside there are lots of benefits to renting - any maintenance issues are your landlord's problem (and expense) you can move fairly easily should you want a different area, bigger/smaller garden, more bedrooms or whatever.

Obviously there are down-sides the main one being that you're somewhat at the mercy of your landlord & should they want to sell you will have to move, it's not yours so you can't decorate how you would want and you have to rely on the landlord being good at dealing with any issues promptly.

I'm assuming that you are looking at private rental rather than social housing? If it's social housing you have the advantage that the rent will be more reasonable, you have better security of tenure and you will have the option to buy at some stage in the future. In my area the Local Authority has spent a small fortune upgrading it's housing stock with insulation, new uPVC doors & windows and solar panels. Local Housing Associations are doing the same.