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Give up my social house - you noisy neighbours

29 replies

Luv2chat2U · 31/08/2025 12:00

Hi Mumsnetters,

In these uncertain times, would you give up a social housing property (house) with a secure tenancy in London to purchase a house? I’d be doing this on my own at a very late stage in life, so it feels a little daunting.

I don’t want to go into too much detail, but to keep it brief: I’ve lived in social housing for many years. Unfortunately, recently new neighbours have moved in who have quickly shown themselves to be very problematic — noisy, chaotic, and lacking social skills or consideration. Since their arrival, I barely know what sleep feels like. I’ve exhausted all options, but based on experience, any route I try will be a long, drawn-out process.

I know it’s often frowned upon when someone in social housing talks about buying a property (as an option), but I want to be upfront. Buying would mean moving further out, higher travel costs, and as mentioned earlier, doing it on my own at a later stage in life — which feels daunting — but it could buy me some peace (and flexibility to move if similar issues occurred ), rather than going through the long, stressful process of complaints. I just want to reduce unnecessary stress and focus on living as peacefully as possible.

I’m torn between the security of my current home and the chance of a fresh start. Has anyone else faced this kind of decision? If you were in my shoes, what would you do?

Should I cut the apron strings?

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Luv2chat2U · 31/08/2025 12:02

Sorry the heading should read: Give up my social house - noisy neighbours

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BuddhaAtSea · 31/08/2025 12:02

And if you buy somewhere and the neighbours there are a nuisance?

Iamfree · 31/08/2025 12:03

Can you complain about tenants? I bought a super expensive house many years ago and had terrible neighbours and I had to sell. But yes I would always buy if I had the means

oviraptor21 · 31/08/2025 12:05

Difficult to say without knowing a lot more about your financial situation, health etc.

blankittyblank · 31/08/2025 12:06

Buying a house can come with a lot of costs - like repairs, updating etc. Will you be getting a mortgage? How are you funding it? Plus, what if you have awful neighbours there too!

Luv2chat2U · 31/08/2025 12:34

Iamfree · 31/08/2025 12:03

Can you complain about tenants? I bought a super expensive house many years ago and had terrible neighbours and I had to sell. But yes I would always buy if I had the means

Hi, thanks for your advice. I have complained and escalated.. Unfortunately, complaints via my landlord have never been a good experience. and I’ve been here before, just not this property. I’d rather have the option to sell (even though I know it can be a very expensive and stressful process)

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BeMintFatball · 31/08/2025 12:39

I think you could jump from frying pan into the fire.

shit neighbours can happen in private housing and if you move because of crap neighbours you have to declare it during the sale.

OttersAreMySpiritAnimal · 31/08/2025 12:40

That sounds awful, you have my sympathy, I can't survive on no sleep.
It's hard to say what I would do in your shoes. You either wait it out, hope another neighbour complains, use noise cancelling headphones as much as possible and hope it changes at some point, but accept that your quiet enjoyment of your home is not currently possible and may not be for a long time. Or you move, but no guarantee that would bring you the peace you seek unless you can afford a detached dwelling in an incredibly peaceful location.
If you love your home and see yourself growing old there, I think it's stay put and hope they leave at some point. If you had always intended to move elsewhere eventually then I would be considering if this should accelerate that plan.

tripleginandtonic · 31/08/2025 12:44

I'd buy. Moat people I know would prefer to buy. I find mumsnet odd to think of social housing as some kind of holy grail. And I bet those that say this have never lived in social housing.

Luv2chat2U · 31/08/2025 12:44

BuddhaAtSea · 31/08/2025 12:02

And if you buy somewhere and the neighbours there are a nuisance?

I can’t predict the future and I’m not naive in thinking that problems can’t occur as a homeowner, but as a homeowner you have some control over your options as in selling up (Albeit expensive and stressful) and to some extent where you want to live.

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springissprung2025 · 31/08/2025 13:05

Is buying the property with a discount an option? You could do this and then sell ( not morally ok but an option)

Luv2chat2U · 31/08/2025 13:15

blankittyblank · 31/08/2025 12:06

Buying a house can come with a lot of costs - like repairs, updating etc. Will you be getting a mortgage? How are you funding it? Plus, what if you have awful neighbours there too!

Hi, thanks for your advice.I have a stable job, reasonable income and would be getting a mortgage but not overstretching my budget.😊

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Halfendffbfn · 31/08/2025 13:26

Omg yes! If I had the money and could get a mortgage I would move like a shot. Like you I’m in HA and it’s miserable existence. I dont think most people have any idea of just how bad it can be with antisocial tenants and the ineffectual handling of complaints by the HA. So yes - go for it!

Luv2chat2U · 31/08/2025 13:26

OttersAreMySpiritAnimal · 31/08/2025 12:40

That sounds awful, you have my sympathy, I can't survive on no sleep.
It's hard to say what I would do in your shoes. You either wait it out, hope another neighbour complains, use noise cancelling headphones as much as possible and hope it changes at some point, but accept that your quiet enjoyment of your home is not currently possible and may not be for a long time. Or you move, but no guarantee that would bring you the peace you seek unless you can afford a detached dwelling in an incredibly peaceful location.
If you love your home and see yourself growing old there, I think it's stay put and hope they leave at some point. If you had always intended to move elsewhere eventually then I would be considering if this should accelerate that plan.

Hi, thanks for your advise. It’s really helpful. I guess I’ve always wanted to move from my current Location despite really loving my house. The detached Property is my end goal 🙏

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TakeMe2Insanity · 31/08/2025 13:27

But if you can afford to buy a home why stay in social housing? Presumably you are blocking someone with an actual need for social housing.

FeelingSoDizzy · 31/08/2025 13:37

Luv2chat2U · 31/08/2025 13:15

Hi, thanks for your advice.I have a stable job, reasonable income and would be getting a mortgage but not overstretching my budget.😊

Sorry, am I missing something here? On this basis, how are you eligible for social housing anyway, if you can afford to rent privately or buy?

whatasillygoose · 31/08/2025 13:40

Unless I could be absolutely sure I wouldn’t be left in a precarious situation in the future I wouldn’t give up a secure tenancy.

Do you have savings for a large deposit? How old are you and how secure is your job? I don’t think buying is always the best option depending on your financial situation.

whatasillygoose · 31/08/2025 13:41

FeelingSoDizzy · 31/08/2025 13:37

Sorry, am I missing something here? On this basis, how are you eligible for social housing anyway, if you can afford to rent privately or buy?

That’s not how social housing works.

Digdongdoo · 31/08/2025 13:41

What sort of tenancy do you have? Is it old style uber cheap council, or a newer HA or whatever?
How old are you and much of a mortgage?
But I would. Noisy neighbours are hell.
I'm assuming you've looking into swaps?

Notagain75 · 31/08/2025 13:47

If you are sure you can afford it, if you want to move to another area anyway and you are sure you can cope with the commute then I don't see why you wouldn't buy your own house. It will give you more security in your retirement

smallsilvercloud · 31/08/2025 13:54

Yes I would move, you’re not losing out it’ll be your own home. Bad neighbours are risky anywhere but you can sell and move and make profit if needed at anytime.
I don’t know why it would be frowned upon to buy, circumstances change you’ve worked hard to secure a well paying job since you first moved in? it’s served its purpose you don’t need it.

ginasevern · 31/08/2025 15:18

More context needed OP. How old are you, how much deposit would you have and how many years would your mortgage be spread over. Have you also factored in maintenance costs, gas boiler services etc if you go private? If you have a nice social house I would seriously consider buying it and take advantage of the substantial discount offered. It really isn't to be sniffed at, especially in London. I know you won't be able to sell it or rent it out for 5 years but that really will go quickly. In the meantime the horrendous neighbours might move on anyway.

lechatnoir · 31/08/2025 15:27

Oh god life is too short to be miserable if there is an alternative option. Make the move and create your home elsewhere.

Luv2chat2U · 01/09/2025 23:57

springissprung2025 · 31/08/2025 13:05

Is buying the property with a discount an option? You could do this and then sell ( not morally ok but an option)

It’s not an option on this place and the discount wouldn’t be big enough.

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Luv2chat2U · 02/09/2025 00:10

Halfendffbfn · 31/08/2025 13:26

Omg yes! If I had the money and could get a mortgage I would move like a shot. Like you I’m in HA and it’s miserable existence. I dont think most people have any idea of just how bad it can be with antisocial tenants and the ineffectual handling of complaints by the HA. So yes - go for it!

LOL you’ve absolutely nailed it! Reporting ASB complaints via social housing route is exhausting. It’s like the landlords just sit on their hands hoping we’ll get bored!

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