I have been worried sick over this and don’t know if I am being unreasonable..
currently coming towards the end of house purchase, mortgage deed has been signed after receiving offer last month, contracts signed and enquiries finished we are just waiting to exchange and get a moving date. We have bought a new tv for the new home and did not realise not to open new credit before completion, so this was not done deliberately. Anyway, we looked for the best deal and Very had an extra discount code to be used against the sales. We purchased the tv through very pay which I have never used before, it was a buy now pay later which gave the option of spreading cost over 12 months. However, we didn’t intend on taking finance out for this we just ordered through them to make use of further discount. In total it has been around £600 but we paid the full amount of the purchase as well as delivery costs immediately in full. I’m concerned this will affect my credit and flag up before we exchange. I’m so worried even though we have paid the purchase in full!
any advice would be appreciate as I am honestly stressing hard throughout this process