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HTB redemption issues - 7+ months no sign of completion

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Extrapepperoni · 27/07/2025 08:03

Hi all,

Looking for advice based on your profession or personal experience!

We are in the process of buying a flat. Between it being a BTL company purchase, a leasehold, and (we're told) seller's solicitors being very slow, it has now taken over 7 months. Sale agreed in Dec 24, still not completed.

In end June, our solicitors said we would complete on 4th July and that never happened, at that point the solicitors discovered there was a Help to Buy charge on the property and the sellers are yet to get a redemption certificate. Not sure why our solicitors only discovered this seven months in when there would clearly have been a charge on the property on the title deed.

Since 4th July we've been in limbo and there doesn't seem to be any update on how long this redemption certificate is going to take and what on earth the hold up is.

Considering pulling out as don't feel like this is ever going to happen and wondering whether there is more going on as we're totally in the dark, but obviously have sunk cost here and don't know if this is just the way it goes as it's our first time.

Any perspectives would be super helpful.

Thanks for reading!

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