Meet the Other Phone. A phone that grows with your child.

Meet the Other Phone.
A phone that grows with your child.

Buy now

Please or to access all these features

Property/DIY

Join our Property forum for renovation, DIY, and house selling advice.

Buying a house with business premises

1 reply

LawdAMercy · 16/07/2025 21:40

I’m interested in a house in a local market town that is a Victorian building. The front is a self-contained premises leased to a barber (old fashioned, not money-laundering Turkish barbers).

wondering if it harder to get a mortgage as next to business? Or what any tax/legal/other implications might be? I’m assuming if we bought we’d become landlords but wouldn’t be paying business rates or whatever.

Any info or insight on this would be great. Love the house but feeling a bit out of my depth.

OP posts:
hilariousnamehere · 16/07/2025 21:44

No clue on the mortgage front but I rent my business premises and business rates responsibility is definitely mine, not my landlord's. You would need to check the lease or licence to find out whether you as landlord or the business tenant would be responsible for repairs to the premises and their costs - it varies.

I've found the council and the Valuation Office Agency helpful if not especially speedy (I took on two connected units to use as one studio, and had to apply to make them one property for rates and address purposes, had never done it before and everyone I spoke to was actually helpful!). So might be worth a call to them to ask - the local council (to the house) will know what the current situation is.

Edited because omg one day I will remember to check for typos before pressing post 🙈

New posts on this thread. Refresh page
Swipe left for the next trending thread