Hi, I am looking for a bit of advice as I am not sure what’s the best order of things here.
I have two flats in a converted house which I am converting back to a single house. I have obtained planning permission and now I need to combine the titles. One flat is owned outright and the other is with a residential mortgage.
I have read that I need to fill in a form AP1 for the registration of the combined title but do I need a letter from the bank first to apply for the combined title or do I need the combined title first to change the mortgage?
Also, do I need a solicitor for the AP 1 form registration or is it a straightforward process and no solicitor is required?
I am speaking with the bank today but any advice from people who have done this will be greatly appreciated. I’ve received great advice here before.