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Countryside relocation??

23 replies

tapandteacake · 19/06/2025 22:10

Hi all, me again!

I’d love some help making a pretty big decision.

Basically, me, my DH and DS (16 months old) are selling our house due to having overspent on our building works and now with the current mortgage rates and me going back to work part time after my maternity leave, we can’t afford the mortgage. We have always been fighting to afford the next expensive thing, and always overspending. For years we’ve totted up at the end of the month and it’s been very stressful. We’ve decided to cut our house budget significantly to change our financial outlook and reduce our stress.

I’ve always imagined giving my children a more outdoors upbringing. I grew up in Surrey where everyone’s dads worked as lawyers or accountants in London and I went to a very academically pushy school. I had a lot of pressure on me from my parents to ‘succeed’ and I’ve spent the last few years trying to unlearn all of that. I’m so conscious that I want to teach my children that the most important thing in life is to be happy, not to be an accountant/lawyer/doctor and to earn loads of money. I feel like growing up in Surrey adds to that pressure. I want my children to know that there are other places that are fun to work in, it’s not all about London.

My DH has the opportunity to change jobs from a London based job to a Bristol based job. I’m also switching to a home based role.

My family are in Surrey and south west London but my in laws are in Gloucester. My parents are very helpful with my son (they do still wind me up a fair bit too! 😂), but my in laws are rather old and doddery, not particularly helpful on the childcare front. They also drive me bonkers from time to time and they depend very heavily on my DH.

Anyway, the dilemma is, we could move to Gloucestershire, have a very small mortgage, be nearer to my in laws, but not have the support of my parents (we are hoping to have more children). Or we could move to Hampshire or Sussex, have a larger mortgage but be closer to my parents. My DS is obsessed with my mum and I feel sad to take him away from her. I dream of a peaceful countryside lifestyle, but still connected to some amenities so that life is as easy as possible. The move to Gloucestershire feels enticing but scary, but something about Sussex or Hampshire feels more like us, we just don’t feel as keen on Gloucestershire for some reason. However I think the move to Gloucestershire feels like I’m in an episode of ‘country life for half the price’. If we moved to Sussex or Hampshire, DH would still work in London so I’m not sure it will really feel like we’ve escaped. I also worry that the pressure I found from school and my peers around me in Surrey when I was growing up will also be there in Sussex or Hampshire.

Anyway, sorry I think I’ve waffled a lot. I’d love to know what anyone else would do in our position. I know I’m incredibly lucky to be able to make this sort of decision, we don’t take our jobs or our situation for granted. We agreed a sale on our house in January and have struggled to decide where to move to ever since.

thank you!

OP posts:
HowDoYouSolveAProblemLikeMyRear · 19/06/2025 22:17

I suspect your school contributed more to this impression of Surrey than the county itself did.

Sussex is beautiful (as are the Surrey Hills, IMO). Just make sure that when you choose a school for your son, you don't choose the local equivalent of Guildford High or the Royal Grammar!

tapandteacake · 19/06/2025 22:34

HowDoYouSolveAProblemLikeMyRear · 19/06/2025 22:17

I suspect your school contributed more to this impression of Surrey than the county itself did.

Sussex is beautiful (as are the Surrey Hills, IMO). Just make sure that when you choose a school for your son, you don't choose the local equivalent of Guildford High or the Royal Grammar!

Yes I’m sure the school was a major factor. Would you choose Hampshire/Sussex in my situation then?

OP posts:
Crikeyalmighty · 19/06/2025 22:41

Depends how much you need to drop - Hampshire:Sussex in nice bits with a bit of life close by aren’t cheap either - in your situation I would maybe look at cheltenham if you want more for your money - we live in Bath but lots buy in Corsham and Frome and Devizes for the same reasons as you - similar size homes for around 1/3 less -
also how would a Bristol based job work with living in Hampshire/sussex?? Or wouldn’t he go for that if you moved there?

friendlycat · 19/06/2025 22:54

Personally I would remain close to your family who offer help with childcare.
But as always what is your budget?

tapandteacake · 19/06/2025 23:12

Crikeyalmighty · 19/06/2025 22:41

Depends how much you need to drop - Hampshire:Sussex in nice bits with a bit of life close by aren’t cheap either - in your situation I would maybe look at cheltenham if you want more for your money - we live in Bath but lots buy in Corsham and Frome and Devizes for the same reasons as you - similar size homes for around 1/3 less -
also how would a Bristol based job work with living in Hampshire/sussex?? Or wouldn’t he go for that if you moved there?

No he would stick with the London based job. It’s the same job, just slightly better pay in London. Agreed that Sussex and Hampshire aren’t cheap, but we would just get the best we could for our money, it probably wouldn’t have as bigger garden as we could have in Gloucestershire for example.

OP posts:
tapandteacake · 19/06/2025 23:14

friendlycat · 19/06/2025 22:54

Personally I would remain close to your family who offer help with childcare.
But as always what is your budget?

budget is £800,000 maximum (preferably around £750,000) for a 4 bed detached house with a decent garden, so I think I’m probably pushing my luck in Hampshire/Sussex.

OP posts:
Crikeyalmighty · 19/06/2025 23:28

The problem I see is ( and I could be wrong as I don’t know what you are selling) is you essentially are still wanting a big detached house and garden and will end up spending up to your budget wherever - so it’s not that much of a cut back unless you selling a 1.5 mill Manor House etc !! I’ve seen lots of people round our area moving to cut costs from London and Surrey etc but when they see what they can get for the money end up just getting a better house for the same money as they can’t resist- ( some beauties round here) but kind of defeats the purpose of the move if you get my drift !!

I would be loathe to move west reading your post again if any help tends to come from your parents

friendlycat · 19/06/2025 23:28

Your budget is doable for Hampshire and Sussex.

tapandteacake · 19/06/2025 23:33

Crikeyalmighty · 19/06/2025 23:28

The problem I see is ( and I could be wrong as I don’t know what you are selling) is you essentially are still wanting a big detached house and garden and will end up spending up to your budget wherever - so it’s not that much of a cut back unless you selling a 1.5 mill Manor House etc !! I’ve seen lots of people round our area moving to cut costs from London and Surrey etc but when they see what they can get for the money end up just getting a better house for the same money as they can’t resist- ( some beauties round here) but kind of defeats the purpose of the move if you get my drift !!

I would be loathe to move west reading your post again if any help tends to come from your parents

We’re selling a three bed semi for £1.2m so it is a fairly hefty reduction. Which is probably why we’re struggling to find anything 😂 because yes like you say, we want a big four bed house and I think at first we were completely naive thinking we could downspend but upsize and the reality is very different. What £800,000 buys us isn’t as big as we expected. Luckily we won’t accidentally spend more as we won’t pass the affordability tests when applying for the mortgage due to my now part time salary being only about a quarter of what it was.

OP posts:
tapandteacake · 19/06/2025 23:33

friendlycat · 19/06/2025 23:28

Your budget is doable for Hampshire and Sussex.

Do you have anywhere you’d recommend? We would need a train commute to London no more than once a week.

OP posts:
LemonyPicket · 19/06/2025 23:38

Move to east Reading/twyford/earley/woodley area. We live in a 4 bed detached in a really nice road near good schools, our house is worth 650k. Twyford station is on the Lizzy line and Earley station is on the Waterloo line.

friendlycat · 19/06/2025 23:41

Liss
Liphook
Petersfield - good market town with lots of amenities
Midhurst?

theunbreakablecleopatrajones · 19/06/2025 23:47

Eh, I know this will come across quite sharply, but I think you are being childlike about this.

None of the places you mention is the magic faraway tree - it doesn’t exist anywhere. Depending which part of Gloucestershire/Bristol you mean, there will be plenty of pushy parents - as there are everywhere.

You have to decide what values you want to raise your kids with. If you are carrying issues from your childhood, sort those out - they shouldn’t impact on your kids more than you can help. (I’d also gently point out it sounds like you are benefitting from your husband being a good earner.)

Decide where you want to move to on practical grounds - a nice area, good commute, good schools, childcare, houses in the right bracket for you.

Crikeyalmighty · 19/06/2025 23:49

Definitely places you can afford that are terrific houses within your budget - and I doubt any I posted are downsizing - a couple are 5 bed - personally I would focus on petersfield, Alton and possibly Haselmere ( although it’s Surrey) - all nice liveable places with a family - I would say Winchester but you really don’t get much for your money -

these are really nice in Guildford too - I’m a fan of Guildford - great facilities and really nice houses here too around budget

https://www.rightmove.co.uk/properties/162519257#/?channel=RES_BUY

https://www.rightmove.co.uk/properties/162346991

Check out this 5 bedroom detached house for sale on Rightmove

5 bedroom detached house for sale in Down Road, Guildford, Surrey, GU1 for £775,000. Marketed by Seymours Estate Agents, Burpham

https://www.rightmove.co.uk/properties/162346991

Crikeyalmighty · 19/06/2025 23:55

@theunbreakablecleopatrajones indeed- which is why I think OP needs to be practical - if you want a boho lifestyle with a bit less banking and insurance and a bit more digital creator and much cheaper — then yep start looking at Frome, Stroud, Lewes, Brighton, or Bath/Bristol - and even in these areas OP you will still get plenty of pushy parents too - I wouldn’t let your background put you off - I’ve got several very boho friends in Guildford who work in interesting creative/digital roles - it’s about finding your tribe -

friendlycat · 19/06/2025 23:57

Guildford is also a possibility as Crickey says. I would look at the train line and put your budget into rightmove at the different locations to see what you can afford.

GreenCandleWax · 20/06/2025 00:15

I have never heard of anyone thinking Gloucestershire is scary. Is it the proximity of in-laws that puts you off?
A west country vibe is very different from the south-east, particularly the commuter belt. In your shoes I would take the job in Bristol (your DH), and move to somewhere south of there with easy access. There are lots of lovely towns and villages in north Somerset, and in Wiltshire, and you would have the city of Bristol sitting between you and the in-laws.

tapandteacake · 20/06/2025 08:48

theunbreakablecleopatrajones · 19/06/2025 23:47

Eh, I know this will come across quite sharply, but I think you are being childlike about this.

None of the places you mention is the magic faraway tree - it doesn’t exist anywhere. Depending which part of Gloucestershire/Bristol you mean, there will be plenty of pushy parents - as there are everywhere.

You have to decide what values you want to raise your kids with. If you are carrying issues from your childhood, sort those out - they shouldn’t impact on your kids more than you can help. (I’d also gently point out it sounds like you are benefitting from your husband being a good earner.)

Decide where you want to move to on practical grounds - a nice area, good commute, good schools, childcare, houses in the right bracket for you.

That’s a very fair point to make re pushy parents, and it’s down to me to provide a different experience for my children, wherever we live. I just worry that Sussex and Hampshire won’t be much different from Surrey in that they’re still partly London commuter belt and that brings a certain lifestyle and vibe that somewhere like Gloucestershire doesn’t.

re my DH, I’m very lucky that he has agreed for me to go down to such a part time job, but actually our budget mostly stems from us both working incredibly hard to save over the years and doing a renovation project together on our current house, so we have a big deposit. I was always the bigger earner which is why the amount we can borrow has dropped so significantly, which is really a blessing in disguise.

OP posts:
tapandteacake · 20/06/2025 08:54

No it’s more the fact that it’s a big change and reasonably far away from my family and friends. I’m worried I’ll feel lonely and trapped at home with two kids. 😅 I’m sure I will build a network of friends eventually, I think it’s just scary because I currently live where I grew up, so I’m very familiar with it and I have my parents 10 minutes’ drive away. My DS doesn’t sleep very well and so I’ve called on last minute help from my mum a few times when I’ve been feeling like I could really use some support.

But yeh I think I’m keener on the vibe in North Somerset and Wiltshire. Think it could be a better lifestyle for my kids.

OP posts:
tapandteacake · 20/06/2025 08:57

Crikeyalmighty · 19/06/2025 23:49

Definitely places you can afford that are terrific houses within your budget - and I doubt any I posted are downsizing - a couple are 5 bed - personally I would focus on petersfield, Alton and possibly Haselmere ( although it’s Surrey) - all nice liveable places with a family - I would say Winchester but you really don’t get much for your money -

these are really nice in Guildford too - I’m a fan of Guildford - great facilities and really nice houses here too around budget

https://www.rightmove.co.uk/properties/162519257#/?channel=RES_BUY

https://www.rightmove.co.uk/properties/162346991

I’m actually a local surveyor so I know Guildford and Haslemere very well. Haslemere is too expensive unfortunately and Guildford is much too big of a town for us, we’re really looking for a village.

I’ve never been to Alton, what’s it like?

OP posts:
Crikeyalmighty · 20/06/2025 10:31

@tapandteacake perfectly pleasant - smallish town - petersfield might fit your bill or how about somewhere like Chiddingdold if Guildford too big - I like Godalming too which I’m sure you will know - Midhurst in Sussex very nice but not much on market - thing is the Hampshire and Sussex areas aren’t that much cheaper than villagey bits of Surrey for what you are after —

Crikeyalmighty · 20/06/2025 10:36

Had you thought about cranleigh? A few really nice ones there that fit the bill at the right price

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