My son has found a property to buy privately in need of a refurb. It will be a cash purchase from savings/inheritance. It's got some cracks so I got a structural engineer to look at it. I met the engineer at property and he seemed helpful. Although, he was around 70 and didn't take photos so I was slightly concerned. He mentioned the cracks might be from toilet or drains so would need digging out and then might need some concrete putting down at corner. This worried me and I said do you mean underpin. He said we don't use that word as insurers don't like it.
I've now had the report and it is vague as he implied it would be. Would this property be mortgageable? I don't want to buy anything that would have resale problems and you'd need to declare this work. My son is very keen but I'm not sure.