yet more property advice for custy

[Tortington]

and i know you are all going to say " oh yes i would do such and such" but i want you to try and think like me

ok dh and i are really embarrassed about the whole money thing - its ridiculous i know - putting offers in etc - we cant be cutthroat - we cant.

so we put an offer in on a house that is just in THE most perfect location.

the price at the time in february was fair and in fact we got told ( by their estate agent so could be pile of shit) that it had been reduced by 25k becuase the woman was pregnant and they were desperate to move, the previous buyer couldnt get a mortgage and they had put an offer in on a house.

we have been dicked about selling my mothers property which all fell through recently and so we are getting a bigger mortgage and buing the house anyway and just waiting until mums house sells - cos it will but it might be months.

so consequently as we have been dicked about - we have in turn dicked about this couple who have now had their baby.

if i was like lots of mumnsetters who are self assured and confident i would like to say to estate agent " the market is on a down turn and therefore as we are getting a larger mortgage, we have done the survays and we can exchange rapido - we want to reduce our offer by 5k"

but i feel like such a shit as does dh.

so dont just sya " go for it" imagine you are not confident in these matters and the mere phonecall doing this scared crap out of you

also they might say " you have dicked us about for months - fuck off am not selling to you" might they?

another factor on the other side is that i have never asked them to take it off rightmove, and although we have an offer in we never signed anythng - so presumably if someone had come along with a better offer they could have sold it to them?

lots of questions there - all higgledy piggeldy - not sure if it makes sense

It is common practice to do this at the moment. An easy way to do it would be a quick email to the estate agent; easier than writing a letter as you quickly type it then BANG-send ; and no time to get anxious, change your mind on the way to the post office, etc. etc. It will not do any harm to ask. They want you to buy their house and your reason being that your mortgage is now bigger than anticipated is a perfectly good reason. £5000 is a small amount compared to the p[rice of a house/flat whereever you are in the country. My brother just had his buyers say they want £23K off the price just before excahnge and he had to agree to £12K off so that the sale would go ahead. He wasn't that pissed off-he was just VERY glad that they were going ahead and buying his house in this current climate.

dunno yet - we will find out the detail next week becuase there is a queue re mortgage offers

they wont say no becuase deposit is quite subsantial

thank you for all your advice
xxxxx

Karma custy, don't do it! (How are you by the way? I miss the Brighton pissups meet ups).

The people we bought our last house off messed us around big time and at the very last minute tried to get us to pay loads for things that we had already agreed were included in the deal. I was so outraged that I said screw you and there was a lot of frantic backtracking on their part. Meanwhile I bitched about their greediness to anyone who would listen while they no doubt bitched about our meanness. It left a very nasty taste in everyone's mouth. First day at DS2's new school, who is there in the playground? Thank God our kids were in different classes.

They can only say no You may feel bad now but once you are in the house and could do with the 5k for things that need doing you will think Why did we consider these people that we will never see again.It isn't a popularity contest and you don't know how much you will get for you mums so you do need to cover yourself financially.Honestly be brazen the market really is over for a good few years they should be biting your hand off.It is difficult but if you don't buy it they may take ages to sell and have to reduce anyway.