Hi,
I've been in my current rental for almost 6 years. I moved here when I left my husband and have since divorced. I was left with debt from the marriage (it was the reason why I left) and I ended up in an IVA to resolve this. I am now debt free and the IVA was discharged in Dec 2020.
Last week my Landlord served me a Section 21 no fault eviction out of the blue. I am not in rent arrears and have been a good tenant.
I have spent the week looking for new properties to rent, I am not yet in a position to buy. Everyone is telling me that the IVA, although discharged, is still an issue and I won't pass referencing, despite earning a very good salary and having rented for 10 years or more with no missed rent.
I wasn't looking to move yet, for exactly this reason, I knew this would be the case.
I have a disabled son in primary school, this adds to the complication. I have no family who are in a position to act as guarantor and the letting agents have all said they won't accept a company to act as guarantor.
Has anyone been in this situation? My landlord is effectively making me homeless, as I sit here now I really don't know what options I have. All I've been told this week is no, no, no. It's so stressful.
Any help would be great, I've tried to share all the pertinent points.