@fallenangelofthenorth
How "HARD" do you think you should need to work to be able to afford your own home? Would you say that, for example, care workers, or labourers, or other people on minimum wage are simply not working "hard" enough? Or professionals in the south east? Are they not working "hard" enough either?
Hard work is not just work in a job, but also working through education, to do a job that paysgood enough. Some jobs, simply don't pay enough, so if you want to own your own home, it's best to research what your chosen profession will pay.
My friend's daughter wanted to be a teacher. So she asked her daughter if she knew what teachers got paid. She told her that the expensive cars she likes, would be unaffordable on a teacher's salary. Her daughter likes going on holidays and had expensive taste. She told her that holidaying in peak time and her high taste for designer clothes would be a challenge on a teacher's salary, so she needs to think properly about it.
If you're on a minimum wage, I don't see how one could afford their own house in many parts of the UK.
I do realise that these days, even professionals (like social workers/teachers/nurses) will struggle to buy a house in places like London. The deposit is a lot.
I just don't like the inference that owning your own home, is through luck though.
I worked a second job when saving for our deposit.