Flying Freehold - potential house purchase

[Chocolateorange6]

Interested if anyone has any experience of buying/owning with a flying freehold.

Property in mind owns the ground floor but has neighbour’s bedroom above. Are they both flying freehold or just the neighbour?

I researched and saw most lenders do offer mortgages for flying freehold but with conditions. Is this going to affect rates?

does it also affect insurance?

House seems otherwise perfect. I’ve seen other flying freehold property’s sell quickly in our area, but trying to understand any difficulties.

In some areas, e.g quaint fishing ports, they are completely normal.

My parents’ house had a flying freehold, the neighbours bathroom overlapped their kitchen. Grade ll listed, conservation area, beautiful property, shared drive, all the things that MN can get hysterical about.

Anyone who was going to buy in the village would need to be happy with a range of these factors, and they were. No shortage of buyers. No real issues or problems.

I am not aware that it affected insurance etc.

We have one, our dining room is under next doors bedroom

It was a consideration to be added when we bought, but not a problem