Help needed understanding title register, freehold etc

[mauvish]

I bought my house in the 1990s. Purchased the freehold a couple of years later. Paid off my mortgage some years after that (I can't remember when exactly but it was >10 years ago. I have the paperwork for this but not to hand!)

I've just downloaded the title register prior to putting a property alert on the house with the Land Registry and I don't understand what it's saying, can someone decipher this please and tell me if I have a problem here? I have the Land Certificate from Land Registry from when I purchased the freehold, and some of the below is the same as on that but there are additions showing on the online document for later dates.

Register summary:
Registered owner mauvish @ my address. (Phew!)

Proprietorship register:

1. Date = when I purchased freehold. Proprietor mauvish, @ my address.
2. RESTRICTION: No disposition of the registered estate by the proprietor of the registered estate is to be registered without a written consent signed by the proprietor for the time being of the Charge dated 2006 in favour of Bank A (this might be when I paid off the mortgage? Can't remember who the mortgage was with at the time! But what does this actually mean in English?) (This clause was added several years after I purchased the freehold so doesn't appear on the original Land Certificate).

Charges register: points 1 and 2 both refer to the leasehold a year before I bought the house and appear on the original Land Certificate. The next two don't appear on that paperwork:
3.Registered charge dated (freehold purchase date)

4.2017. PROPRIETOR Bank A (as above) ----(Most puzzling of all as I

know I paid off the mortgage some time before this date).

Sorry to be thick but googling takes me in circles without explaining this stuff to me, so many thanks in advance for explanations and IN PARTICULAR why Bank A is listed as proprietor many years after I paid off the mortgage!

I have one more question. When I bought the house, the leasehold had various restrictions (nothing odd, just about building materials used, no noise nuisance etc). I'm also aware that on the deeds, there's a building line crossing the garden. Does my purchasing of the freehold overwrite those restrictions?

Anyone? Bump?

Did you take out a secured loan at any time after you paid off the mortgage?

If there is a secured loan then this will be recorded on the title to ensure that the lender has security.

The whole bit about

"No disposition of the registered estate by the proprietor of the registered estate is to be registered without a written consent signed by the proprietor for the time being of the Charge dated 2006 in favour of Bank A"

Is a standard thing for when you have a mortgage or secured loan.

I would suggest that you contact the bank and, if it's connected with the mortgage that you paid off then ask them to remove the restriction (they should have done this anyway).

If it's not connected with your mortgage (and you didn't subsequently take out a secured loan) then you really do need to speak to them to find out what has happened.

EDIT

If you are now the freeholder then yes, the leasehold restrictions do not apply any more

Thanks,@Another2Cats . No, I've never had a secured loan of any nature.

I think I'll have to get up into the attic and find the paperwork from paying off the mortgage.