are we just not meant to move or what??????

[EiWishFor3MoreWishes]

sooo.... i am officially going out of my mind with the house moving palava!!
we started this 'moving house' buisness last august as my DH decided he had had enough of our current house for various reasons. we found our dream house...the sale fell through on ours...found a new buyer 4 months later...the purchase fell through on our dream house...found a new dream house and have literally just been told by our mortgage company (northern rock wouldnt you know!!) that they are not goin to give us the mortgage that we had been approved for originally as they have changed their lending policies with the credit crunch thing what the bloody hell are we supposed to do now?? our buyer has already been hassleing us about organising our date to complete!! for what i can see from my little shit pit is we will have to pull out of the purchase and our sale and drown in the house market debt we have accumulated during this process of treading water
any comments greatly appreciated
xx ei xx

Awwww am sorry EI....am feeling your pain XXX

thanx stoppin any joy on your one yet?
xx ei xx

Try for a mortgage elsewhere.

we were asking for a 100% mortgage with our current company and had been approved before the companys (well most of them anyway) had withdrawn the 100% facilities from the plate so due to our serious lack of deposit and no 100% mortgage company available another mortgage application is highly unlikely to help us unfortunately
xx ei xx

I am sorry Ei.

Ulster Bank?

no luck yet EI......have just put on the advert, offer to pay 5% deposit if asking price is offered by first time buyers

Can you raise a loan to cover the deposit. MArtin Lewis on his moneysaving site is recommending this as far as I understand it:

Remortgaging if you've hit the nuclear option (Northern Rock especially). The credit crunch means many who?ve borrowed 95% to 125% of their house's value will simply be unable to remortgage and are stuck at higher rates. One solution is to get a loan to fill the gap. For example, if you?ve a 100% mortgage, borrow 5%, thus reducing the mortgage size and allowing you to move mortgage deals. Plus, some loans (see Cheap Loans) are cheaper than costly mortgages anyway (see Remortgage Guide). Sadly, it won?t always be possible to do this, and there's a chance it can hit your income multiple.

Martin Lewis site

So sorry to hear this Ei but no advice to give x