Advice pls!

[MrsM787]

In the process of buying a 6 bed, 2 of which is a. Loft conversion.

We have had some paperwork through form the sellers solicitors

I paste in some extracts below as unable to make any sense of it.

A loft conversion was undertaken by the previous owners in 2007 which involved the installation of five Velux windows in the roof, we deemed this to be a change in the external appearance of the building which would have required permission of the developer. As the developer had ceased trading in 2006, this was unable to be granted and as such we purchased an indemnity policy to safeguard against any future claim that may arise. policy attached

What is an indemnity policy in layman term please and why would one need it?

My hubby is being a bit funny as the seller is not able to produce an electrical certificate - they have also stated the below:

Please accept our apologies, we mistakenly thought there was a certificate from when the loft conversion was carried out. i have been unable to locate this or find any reference to it

The work was signed off by building regs - surely the council had sight of the electrical safety pass before signing off??

Hubby is keen to get confirmation (written) that the electrical work was all signed off.

Can we ask the vendors to get an electrical done on this?

Indemnity is basically an insurance if there were to be any come back

Building regs Certification for electrics is done by the electrician. At that point in time, they would have had paperwork. But if an inspection is carried out now, regs have changed, so it won't 'meet' regs. Not sure if you can ask the register people to check or not. And, to be honest, our electrics passed an inspection when we bought this house as safe- there were all sorts of problems that somehow didn't show up.

You can check for an NICEIC certificate online, but I don't know how far back that goes.

Ok thank you for that
Will that website NICEIC allow me to randomly check an address?

Thanks

Also guys what does gleb land mean?

The property i am buying was built on a Gleb land

Do I need further clarification or paperwork?

Do you mean glebe land? I think that means it is (or was) land owned by the church. Not sure if you'd need additional paperwork or anything but your solicitor should be able to explain what it might mean for your purchase

Electrics are easy, just get an electrical survey done.

Indemnity just protects you if anyone in the future claims the conversion wasn't inline with permission. Its nothing to worry about, they are protecting you from repercussions (that are highly unlikely to happen anyway given the company is dead).

The Indemnity is against any enforcement action , but given it is over 15 years ago unlikely to be an issue. You might like to have professional reassurance re. Electrics and building regulations compliance but bear in mind those will have been different on 2007 than now , so it may well not comply with current standards. That in itself would not make it unsafe though.