I've been looking for a house for over a year, just seen one which is in budget (very low) and ticks most of our boxes except it's got a possible flood risk. There's a small stream at the end of the garden. I've rented in this area for years and know that it's only broke it's banks once and that just caused a large puddle on the road much further down. I don't think it is possible for it to flood the house as it's up hill and steps from the garden. But I've seen on the council flood risk map that most of the garden is classed as flood risk 3b, the highest risk, labeled flood plain, whereas the house itself is a 2, medium risk. Firstly would it be stupid to go for this house? I don't plan to stay there that long so do not want somewhere I won't be able to sell. Also does this sort of thing cause problems with getting a mortgage?