I bought a small terrace house built in 1937 and I was hoping to be seeing the end of maintenance/upgrades issues but I have been poking around the roof/loft and I think bits of the felt are looking rather dodgy.
I can't see any water/damp/leak in the loft space anywhere, even after the recent storms, but there old insulation which seems to be coming off in place between the rafters (again the insulation material does not feel wet but it is old stuff) and I was sort of feeling my way around and I am starting to wonder if the felt and insulation material has been slowly disintegrating in places...
Who do I call to check this? a roofer I assume?
Also do people know if it is possible to replace felt and insulation only from underneath without touching the tiles?
Everyone in the street seems to still have the original wide 1930s tiles as they are apparently quite solid and I can see that my neighbours have only replaced about two tiles each in the time they have lived there (decades).
I really can't afford a brand new roof now to say the least (I would have to negotiate with the mortgage company to add this to the mortgage) and I was hoping to at least not have to do that for a couple of years.
I had a really bad surveyor who botched the full survey I had commissioned so unfortunately I seem to have my fair share of horrors to deal with...
Any advice much appreciated.
Also I wonder how easy people have managed to negotiate with their mortgage provider to add to the mortgage if it really comes to the worse...my mortgage is quite small (£60K).