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What would you think of someone if they lived on a boat?

104 replies

Newyounewlife · 11/11/2023 10:32

I am considering leaving my partner for 15+ years, however it would be impossible for me to buy or rent independently even with my professional job due to the area in which I need to be based. The only options seem to be:

  • move home with parents (not something I want to do at 35)
  • sell my car for £15,000, buy a small houseboat and a runaround car to get me to and from work.

What would be your perception of someone who was in a well respected professional position who made this life change?

Do you think this would affect opportunities for promotion?

Would you think less of them for leaving a seemingly secure relationship and a house with mortgage for a house boat?

OP posts:
Dontcallmescarface · 11/11/2023 11:31

Unless you tell people how would they know? I've been working alongside somebody for over a year now and still have no idea if they live in a house, flat, boat or cave.

megletthesecond · 11/11/2023 11:33

I think it's probably lovely in summer and grim in winter. Also probably not great as you get older.
Tbh I'd move home and squirrel some money away.

Blueberrycreampie · 11/11/2023 11:33

If you could move in with your parents I'd do that. It would give you more time to make decisions and also hopefully to save up a bit more? Invest any money you have in the meantime while interest rates are good.

borntobequiet · 11/11/2023 11:36

If you’re worried about what people might think, boat living is probably not for you. A 15k budget is unrealistic if you want any sort of space or comfort.

HelpMeGetThrough · 11/11/2023 11:40

I would have thought £15k would get something uninhabitable with a load of hidden issues.

OldTinHat · 11/11/2023 11:40

I know a couple of people who live on boats. I never gave it a second thought.

CurlewKate · 11/11/2023 11:42

I've been a senior civil servant, a SAHM and a tutor living on a boat. My dp has been a student, a merchant banker and a management consultant. I don't think the boat held us back!

MakeTeaNotLove · 11/11/2023 11:46

Living on a boat is generally seen as a very bougie choice and a lot of posh-ish hippie types do it, so people would probably think you had lots of money and fancied living on a boat. I think I'm the only person I've ever met who has lived on a boat and in council houses (but I'm sure there are lots of others, the stigma just isn't there).

A 15k budget for a long-term liveaboard boat isn't realistic though. Make sure you get a thorough boat survey and pay particular attention to any damp or rot before buying anything, as these are expensive to solve. You need to find a marina that lets you live there year round or get a residential mooring (a lot of marinas are seasonal and you can't live aboard over winter). This costs money. You need a boat licence for any waterways you want to use. You need a gas safety certificate to check your appliances regularly.

If you don't choose to live in a fixed place, or can't afford to, you have to move a certain distance over a period of time to be properly classed as "cruising" or you can be fined, and it's up to you to find a mooring at night when you're done cruising.

You will see cheap cabin cruisers (not houseboats) that aren't really suitable for 24/7 living all year around because they are not very well insulated or ventilated so due to the small amount of space in a smaller boat for less airflow, you will end up with a lot of condensation and damp (having lived on a 15ft cabin cruiser, everything was always damp). A lot of small day boats don't have toilets, so we were using a bucket in a cupboard. These days you can buy boat toilets quite cheaply though, so that's less of an issue (but factor the cost into your budget). Showers are harder to come by in small boats. You also need one that you can feasibly install a proper heater into, those little portable gas heaters emit CO which is dangerous for prolonged periods.

It's doable as a short term measure, but long term, you need to be thinking about saving money for your next move to a bigger boat (or somewhere else entirely).

For a barge, you will need to allow for cost and time out of the water (dry dock) for repairs and maintenance such as getting the blacking done.

You also need to sort out a PO box or someone to take your post for you, and you will need to sort out an address for your banking etc.

It's not as simple as just buying a little cheap day boat and moving on board, but if you do it right, it is cheaper all told than buying a house, but you usually need more money upfront and in this day and age, I don't think £15k will be enough, particularly if you're after a car with that money as well. £40k would be a lot more doable. BUT (and it's a big but) if you buy something small and cheap now, and look after it, then with the money you save on not paying rent/mortgage, you will have the cash to be able to upsize fairly quickly.

Vegemiteandhoneyontoast · 11/11/2023 11:54

It wouldn't make any difference to me if you lived on a boat, as long as I got to visit sometimes.

I knew a couple who lived on a boat and it was one of the loveliest homes I've seen. I got to stay there for a couple of weeks, to look after their dogs while they went on holiday, and it was a great experience.

SausageinaBun · 11/11/2023 12:20

If you lived on a boat and were open to it, I'd probably ask you loads of questions. Not out of judgement but out of curiosity as it is a long way from my very conventional life.

It would make a great AMA, if there's anyone living on a boat who would be willing to do one.

susiedaisy1912 · 11/11/2023 12:23

Badatthis · 11/11/2023 10:38

Id assume you have a neckerchief and perhaps a small Jack Russell with matching neckerchief.

😁

VisionsOfSplendour · 11/11/2023 12:24

There are lots of people living in boats in my general area, I don't know any of them but if I did why would I think anything about it?

Word of warning though I do know iof someone who fell into the water going home to their baot while very drunk and died so do be careful about that.

DrySherry · 11/11/2023 12:30

15k on a boat will buy you something seriously crappy, I mean we are talking junkie/ hippy type living conditions. I would personally not have anything against someone doing that as a lifestyle choice - but you need to be realistic that plenty of people will think your having some kind of crisis.

Gummybear75 · 11/11/2023 12:33

I'd probably be overly nosy and ask loads of questions because I'd be intrigued and find it kinda cool.
I don't know anyone who would judge someone for living on a boat, but I live near a lot of boats so it's not a weird concept to where I live.

Spidey66 · 11/11/2023 12:37

I've had a couple of colleagues in the past living on boats...and they were NHS doctors so professionals! I think they're in houses now....one moved out when she had children. I was always fascinated by it. I love the idea but like others worry about the winter. I'd like it for a holiday though!

ginasevern · 11/11/2023 12:39

I don't know where you are in the country but certainly in Bristol and London living on a houseboat has been a thing since at least the 1960's. I've got a very good friend (a doctor) who lives in one. It wouldn't even occur to me (or anyone I know) to think of it as a retrograde step. There's a mix of professionals, retired people and artists living in them. I can't imagine what sort of profession you are in that would consider it undesirable. Most people find it interesting and individualistic. However, I've just read your budget and I'm not sure you could afford something entirely habitable. There are mooring fees to consider as well.

Theokaycokey · 11/11/2023 12:41

I would think that they were a pirate!

KievLoverTwo · 11/11/2023 12:42

I would think you are capable, confident, open minded and fabulous.

It takes a lot of guts and thinking outside the box to live on a house boat.

I would respect you a bit more than house dwelling colleagues.

muddyford · 11/11/2023 12:43

I would say, good for them.

Viggooooh · 11/11/2023 12:46

I would think about how cold you must be 😅. If that doesn't bother you though then I think it's a great idea!

Madcats · 11/11/2023 12:47

Moorings are as rare as hen's teeth round here. Outside the winter months, boaters get moved on along my stretch every 48 hours - fortnightly, depending on how close to town they are.

This can be problematic for car owners as much of the area is residents parking.

Every so often there is a spate of thefts from boats (get good locks and good neighbours), but boaters seem to rub along okay.

Alltheyearround · 11/11/2023 12:47

In terms of cost - I think they sometimes don't keep their value. They need lots of work, and everyday labour (coming in at 6pm you need to light the fire, its cold etc). Is it a safe area (walking in the dark to your boat in winter along a canal path)?

You need mooring rights/rent.

I have had friends who have lived on them, one for a year (said it was beautiful but cold in winter and limited storage).

Long term boat living female friend has saved up to buy house - she was in boat for 15 years and loved it but feels like getting older she wanted more creature comforts like central heating and a bath/running hot water/washing machine.

I'd say it is doable but be aware of the practicalities.

Boat people in the provinces (we are North) are a rum bunch - some social misfits and alcoholic but tend to take care of each other and generally friendly as all in same boat but not literally.

I wouldn't judge, I would just think you are hardy.

Do you need to launder clothes and dry hair before work?

Could you rent a boat to see how it works for you?

ragrugger · 11/11/2023 12:50

I’d be really interested and would also be angling for an invite. The most important thing is for you to leave a relationship if for whatever reason you need to end it and can live in your own space. I’d want to check how warm you could get a houseboat and if there’d be problems with damp, condensation and the best way to manage that if there is. Also practicalities such as where post would be delivered etc. But no way would look in any way negatively at this way of life - I looked at it myself after my divorce but it wasn’t practical for me for lots of reasons. Good luck

Ballsbaill · 11/11/2023 12:53

I'd wonder if they had considered the mooring fees they'd have to pay as these are very expensive.

CaptainMyCaptain · 11/11/2023 12:55

Spinet · 11/11/2023 10:33

What people think of you is the very very very last thing that should affect your decision.

This. But I wouldn't have any kind of opinion of someone who loved on a boat. I'd be intrigued and want to visit.