Renting advice

[lifeingthroughlife]

I am 4 months pregnant with my first child and going through a break up. Currently living with DP in his flat so I need a plan asap. I don't think I qualify for social housing or at least would be very low down on priority. I have some savings and an average wage. Although I could get by, on paper I cannot afford anything suitable that is advertised (1-2 bed flat/house is around £900-1200 pcm) but could spend my savings as a lump sum of rent. Is this something the EA would put forward for consideration does anyone know? TIA

Yes - they normally ask if you have any savings or can put down 6 months rent upfront etc., that tends to go very much in your favour.

Why not try the housing authority? I don’t think you get high ip until the baby is born.

Why not seek a room share type house? Much cheaper and there maybe another single mom willing to share?

I'm a Landlord with rental properties; I disregard savings unfortunately and the independent financial checks are solely based on income.

Are there any cheaper rental properties you can consider, cheaper areas/flats etc?

You could try approaching private landlords and Estate Agents to see if they'll consider you though, it's always worth trying.

Lay out your intention to be a long term tenant, offer good references and a guarantor, if you have one.

Whst about if it was your salary, plus UC, plus maintenance from the father? Could you pass checks then?

Thanks all. I'm not sure what or how much I'd be entitled to, is that something I need to speak to citizens advice to work out?

The areas around here seem generally expensive. A very small rundown studio is at least £800 it seems, I've widened my search as much as I can with work commute etc. There also seems that hardly any even consider pets. I have one old dog who I'd like to take with me, she's probably only got a few years left and would be heartbroken to have to get rid of her at this stage.

Use the calculator on Turn2Us to see what help you will be entitled to. I’m sure as a working single mother who rents you will definitely get some assistance. I heard up to 80% of childcare is paid for incomes under a certain bracket.