Had a long conversation with someone from Octopus this morning about it all. Although their upcoming Cosy Heat Pumps might make installation more affordable if there are still grants available for them, they are not necessarily better than Daikin as they are lower powered. So I was told that while a Cosy might be suitable, Daikin could be equally suitable and if we apply now we can secure a government grant, which might not be the case next year.
Also they have been installing Daikin for a long time so have a good experience of how they work in different types of houses, whereas the Cosy is a new product that has not been tested on mass yet.
So for £2550 for Daikin, including hot water tank, which incidentally I was told is pressurised, and any required replacement radiators, does seem like a good option. Considering our boiler is 12 years old and our 3 storey terraced house pretty well insulated, I think we might go forward with requesting a home survey. They will also cap the gas for free and disconnect the meter.
We need to pay a £500 deposit which is fully refundable at any point up to 24 hours before installation. I was told survey would be late November and installation late Feb/ Early March and we would be communicated full details of system design plans throughout the process and could withdraw at any time. Also told our 10mm micropore pipe is suitable, but 8mm isn't. They thought a 12 year old house that is 3 storey mid terraced was very suitable for the system. The house is also long and narrow, so most of the walls are at the sides adjacent to other houses, which helps with insulation. And living room and bedroom on the middle floor stay warmest, which is where we spend lots of time.
If it were another installer I might be more hesitant, but I trust Octopus's reputation in the industry so think we might go to the next stage of paying a deposit and booking the home survey.