Home Insurance - anyone had a really good experience? Ones to avoid?

[Wizzywoo18]

I'm getting home insurance quotes for a house I'm buying and I've not purchased a policy before in my name, so don't have a 'no claims' record.

NatWest, Churchill and Direct Line (Which? best buys) have come back with very expensive quotes as in 100s of pounds more expensive.

Cheaper premiums were offered online by Nationwide, Admiral and Hastings Direct but the trustpilot reviews are very patchy.

Home Protect offers a decent policy but I've never heard of them. Trustpilot reviews again variable.

Do any of you have good or bad experiences with these companies?
I would rather pay a bit more and know the company is decent to deal with when making a claim.

I've had great experiences with Nationwide and Admiral for insurance. They handled claims efficiently. To gauge their reliability, you can check the Financial Ombudsman Service reports for complaints and resolutions, which can give you a good idea of their service quality.

It's really interesting to read about everybody's experiences.

I went with Aviva in the end but - fingers crossed - I've not had to claim.

I did claim with aviva, had no problems, and it was a big claim!

@Bignanna That's really good to hear!