Can you refuse to provide a guarantor?

[kalym]

When we moved into the property 12 months ago, I wasn't employed (student), but my boyfriend was. My dad doesn't earn enough to be a guarantor alone, so my dad and my boyfriends dad acted as a guarantor. No problems. All rent paid on time.

Tenancy is up for renewal, one week before I start a new job (all signed and set in stone). As I won't have a job at the time of renewal, they want guarantors again. The problem is that my dad has now retired, so will not meet the threshold. Can I ask the lettings agency to sign the new tenancy a week or a month after the initial 12 month. This would mean that we could have the flat without any guarantors, as my new job will meet the requirements outright.
I appreciate it will appear that I am refusing to provide a guarantor, but I'm an adult now so I hate asking my dad.

Of course reasonable to ask

and presumably you’ve never defaulted on a rental payment in the past?

It should just default to a rolling contract with no need for a new lease, no?

Trouble with guarantors is that it's often not the LL or managing agent insisting on it, it's the bloody insurers or mortgage providers, so they might find themselves in breach of some terms.

Perhaps ask to keep it a rolling with a view to signing a new tenancy a bit later when one is not needed.

Simple answer is no. However, landlords don't like changing tenants as they then have to pay fees to the letting agent. The letting agents like it when tenants change as they get more fees. You could write a nice letter to the landlord and hope the agency pass it on.

It isn't be possible to ask for a short guarantor term until you are working and for them to accept your dad as guarantor for say 3 month

I’ve never had to resubmit financials when renewing a lease either as a tenant or a guarantor. They usually send the paperwork out and everyone does their bit on the adobe esign and you’re done. You could just stay the course, have your dad sign again as guarantor and then not worry until the next year’s renewal.

When you say you don’t want to ask your dad

is it because you don’t want to ask him or because he’s retired?

Of course you can refuse to provide a guarantor. They can also refuse to rent to you.

you have no reason to sign a new tenancy as your existing one with existing guarantor can just rollover

There is one good reason. On a fixed term tenancy you can’t be evicted the first 6 months of it. On a rolling tenancy you can be evicted with sixty days notice via a section 21 at any time for any reason. Rolling tenancies provide less security.

Unless defaulted once or twice and now the LL wants to renew the guarantor info

You might be able to get round it by providing letters from your new employer stating your salary and terms of employment?