We've lived in this house for 7 years, since DD was a few weeks old. We also have a DS who is 11. The house is a two up two down (kids share a bedroom at present), 18 steps up to the front door and on-street parking which is gradually getting worse as the neighbours pass their tests and new cars appear on the road.
We have recently come into inheritances after the last of our parents passing away and feel unsure about what to do. We do like this house and it has potential to extend into the loft to create an extra bedroom and give the kids their own space. The garden and outlook are lovely, the immediate neighbours are great. Limited with actual extensions as it's a mid terrace and can only really make a kitchen diner. The inheritances mean we can pay off the mortgage and buy a loft extension but I'm not 100% sure I want to stay despite the positives. The parking has been winding me up more and more and the stairs aren't exactly future-proof.
This is an expensive area, which we want to stay in for the kids schools, so we would be looking at a three bed semi (with better extension potential) with better parking situation or even off-street parking depending what comes on the market.
If you were me what would you do? I like this house and we would be mortgage free if we stayed, but the things that annoy me can't really be changed. If we move, we would still have a mortgage that may be a bit higher (inherited money would mean a deposit of about 60%) and our fixed rate of 1.5% still has 3 years on it.