Hi,
Myself and my DH are first time buyers and I am so confused on how everything works.
We have a solicitor in place etc but feel I am constantly asking him questions so thought I would try Mumsnet for a change!
We have seen a property we like which is on for offers over £199,995 and I have had the home report which states valuation as £220,000.
It has been on the market since beginning of Feb, but home report doesn't list any items which are needing fixed etc.
How much should we be offering? We have a 5% mortgage and have an agreement in principle but just wondering do we offer under the price listed or will we be laughed at?
Thank you!