I'm massively risk adverse. Our previous 2 houses have been well within our budget, and perfectly fine but we have outgrown each house within about 5 years, and stayed longer.
The market here is crackers. I mean absolute batshit crazy hot. But we've sold and need to buy something.
I really don't want another 'just ok' house but ffs, we have such a good budget (AUD 900k) and still we can only get an ok house.
Do we totally push over selves? Or settle again. I've been mortgage free for the last 5 years and it's great. I've also lived in a house we've outgrown which has been a bit shit.
I'm mid 40s, dh slightly younger. His earnings are likely to improve, mine not as I'm kinda done with the career thing.
WWYD?