In-house broker before allowed to offer

[cheasypleasy]

Moving in from my last thread, the EA has told me that I have to speak to their in-house broker to qualify me in order to put my offer in in the best light.

I have my own broker that I want to use. He said even if I have a mortgage in principal (which I am arranging now), I will still have to speak to their broker, as he said you can get an MIP from mortgage calculators.

Is this the norm?

I guess you are right.

Got my buyers and sellers words back to front in there, I'm sure you'll figure it out!

This happened to us today. It is called conditional selling and is very much not allowed! They have to put your offer forward. I told them very strongly we have our own broker and are they saying they won't put our offer forward without us seeing their broker, because this is conditional selling and I have seen this in the news. They then back pedalled very quickly and said no no they would be putting the offer forward within 24 hours and let us know. I said if an offer was accepted, I would then consider their broker if needed. The seller came back within an hour with a counter offer saying they are willing to negotiate. But it depends how much you love the house I suppose. At the moment no house is worth enough that I'd let them bend the rules about putting offers to the seller and try to force me to use their broker.

I think I would just humour them, make polite excuses etc, then report them anonymously afterwards👀

@EstherHazy I think it basically boils down to what you said.

I spoke to their broker and he said I qualify. I made out I was going to go with him, as if it means they push my offer favourably, I can't really resist that. He did however say I don't have to use him and he seemed pretty legit.

He said you just have to get your offer accepted now!

I think you do need a MiP before an offer will be taken seriously (or evidence of funds if you weren't needing a mortgage) but it doesn't need to be from their broker.
The EA HAS to put forward all offers.

There was a thread about this a few weeks ago - most vendors weren't aware that the EA were blocking genuine offers like this.
The advice was always to let the vendors know that you love the house, have the paperwork / funds in place but that their EA isn't prepared to put forward your offer.

@UsingChangeofName Even after being qualified by their broker. I have heard nothing at all from the EA. Whether I was accepted, rejected; whether he put my offer forward after being qualified.

I want to know but I don't want to appear desperate either.

WWYD?

Ring tomorrow - I'd say there's no problem chasing at this stage. Just say you're eager to catch any news before the long weekend / understand the timeline - the Easter weekend is quite helpful as an 'unpushy' reason :)

Hey @EstherHazy the EA didn't put in my offer, as I booked a second viewing! I asked him to do it today.

He got back to me and said my offer was rejected, but he advised me to split the difference with the seller and he would probably take it. He was kind intimating that he had been told that.
Apparently the seller likes the strong position I am in.

I upped the offer but didn't hear back today.