Meet the Other Phone. Flexible and made to last.

Meet the Other Phone.
Flexible and made to last.

Buy now

Please or to access all these features

Property/DIY

Join our Property forum for renovation, DIY, and house selling advice.

Limbo between exchange and completion - urgent repairs, what to do?

4 replies

WoolyMammoth55 · 08/02/2023 21:18

Just hoping someone wise might have some useful advice, please.

We own a flat which is part of a Victorian house, converted into 3 flats and extended, probably in the 1980s as far as we know. We've owned for approx 10 years.

The 3 flat owners are jointly owners of the shared freehold of the house, with a long lease issued from which we all benefit. We jointly split the building insurance policy.

Ours is the ground floor flat. The bedroom of our flat is in the extended part at the back of the house. The bedroom has a flat roof which forms a roof terrace for the flat above.

The flat above, the middle flat, is being sold. Contracts have been exchanged and they are expecting to complete in 6 weeks time (scheduling around buyer's work commitments, apparently).

The problem is that we have suddenly had a significant leak into the bedroom from the flat roof above. It is ongoing, the wall constantly slick with water. We need to fix this leak ASAP before more damage is done.

The owner of the upstairs flat (who is a solicitor, though not a property lawyer) has said we will just have to sit tight and take it up with the new owners once the transaction completes: "it's not her problem to deal with now that contracts have been exchanged."

She has been a good neighbour and I appreciate that it's an annoying situation, but I don't feel like I can wait to deal with this.

What would you do in my shoes? We need access to her roof terrace to do the repair works, so I do need her permission to do anything useful. But surely I can get the works covered by insurance that we've already paid for, instead of having water flooding into my bedroom for another 6 weeks?!

Grateful for any thoughts!

OP posts:
PragmaticWench · 08/02/2023 21:22

Once exchange has happened then the new owners must have taken out insurance, it's standard for buyers to have to insure the property by exchange, so they are involved rather than the current owner. Next, you need to work out getting it fixed and bill the new owner their share.

PragmaticWench · 08/02/2023 21:24

I'd also ask for this to be moved to the Legal board for proper advice. The current owner should be asking their solicitor.

ACynicalDad · 08/02/2023 21:36

Some leak repair spray amzn.eu/d/4uw55WU may help - but not sure what insurance would say - can’t you call them - that would be my first port of call.

parietal · 08/02/2023 21:38

call your own insurance for advice. you probably claim from them and they claim from new owners.

Tell old owner to tell new owner that you will be accessing the roof asap to make the repairs. don't wait for permission, this sounds urgent enough that you do the repair first and notify at the same time.

New posts on this thread. Refresh page