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Starting mortgage application again

1 reply

Notsosureanymore · 07/02/2023 16:54

Hi, I can’t find any similar threads to this and I’m a FTB so a bit clueless! Is it normal to get a mortgage approved, but find that better deals have been added in the meantime (2 weeks)? I still have 6 weeks to completion, however I’m nervous about changing lender and the impact of a hard credit check on my credit score.

We are talking about a 0.3% improvement to the rate, £35 per month, and just over £2k across the 5 years. I’ve consulted my mortgage advisor but I’m risk averse and wondering if anyone has been in a similar situation. Thanks in advance for any advice!

OP posts:
Eventhough · 07/02/2023 19:11

Well for last 2 days interest rates are going back up again!

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