So as not to drip feed, it’s a rental property and I’m the landlord. There was a serious leak from an internal downpipe and the freeholder still hasn’t replaced the pie, although I was there ina rainy day yesterday and it didn’t seem there was any more water coming through ( they did a temporary repair). The tenants have moved out. The carpet is very wet and the worst affected part is growing fungi. There is insurance but I’m not sure they will pay up. I didn’t try lifting th e carpet to check the underlay. DH says it will be sodden and everything needs replacing. Any advice?