We had a pretty major leak in the bathroom underneath the bath that brought down the ceiling in the kitchen below. The insurance company is absolutely adamant that the floor boards are solid and do not need replacing, despite having water poured onto them for six hours. They have mould on them which the insurance company concedes need sanitising. My concern is I do not want the plywood floor laying down on top of them until they’re dry. So how long exactly should I be waiting and realistically all these floor boards going to dry?