Lender has down valued my offer - now what

[TeaChocKitKat]

Had an offer accepted on a house a few weeks ago. Everything has been going fine so far but today the lender down valued the sale price by about 3.5%. Due to a relationship break up and having to start again, I was applying for as much as I could. There aren't many options available with my deposit for the salary multiple I need so another lender isn't a possibility.
What on earth do I do? Its a probate house. Is it worth trying to get them to accept less? I love this house!

You can ask if the vendor will accept a lower offer but if not you will have to withdraw from the purchase as you can't afford the price you offered.

Yes it is definitely worth trying. Just explain your position. Good luck, I really hope it works out for you.

You may find that, if it is probate and was a loved family home, that your love for it will mean they consider accepting less. Just express how much you love it and fingers crossed!!

It’s worth speaking to the EA to see if they would accept a lower offer. They may say no but you might be lucky. We had a downvalue and we fortunately had enough to increase the deposit we were putting down from the sale of our house as vendor refused to budge on offer price.
good as it’s a probate sale they may accept less