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What to do now?

3 replies

KaleToChristmas · 02/12/2022 15:04

I am in the middle of a chain of three. I had a first time buyer purchasing my flat and will be buying a flat that is currently rented as part of a portfolio. The chain began back in August before the big changes in the economic outlook. The flat that I am buying is quite unique and I bid 15% over the asking price to secure it, though was only in competition with one other bidder because it has limited appeal. I am moving to gain more space but it is not out of necessity.

We were ready to exchange this week until I got a call from the EA yesterday. My buyer has emailed from abroad to say that he wants a 12% reduction on my flat. He gave spurious reasons (like saying that he didn't know it was leasehold - it was advertised as leasehold!) and has been uncontactable since. The EA now tells me that he has tried to withdraw twice before now and had to be talked back into the process, which is news to me. This started back in September and if I had known, I would not have gone ahead with spending on surveys, etc. I am not willing to negotiate with his gazundering because of the way he has gone about it, nor do I think he would be reliable even if we did continue. He is ignoring calls and emails from the EA.

Separately, the estate agents have been really aggressive with me throughout this process. I have had several calls accusing me of delaying that turned out to be due to my buyer. Yesterday, we agreed that I would go back on the market and I said I would not be ready for viewings by tomorrow. The EA was openly angry with me and demanded to know what I could possibly need to do tomorrow instead (I am wfh and have confidential meetings that can't be rearranged. I have said we can restart on Tuesday. The gazundering had only just happened!). She is the same person who did not tell me that my buyer started to wobble back in September and I am pretty pissed off that she has not only handled this badly, but has also repeatedly been aggressive towards me when I have been a perfectly easy and efficient client.

On top of that, last week I had an email from my solicitor who has suddenly left her job and handed my case over to a colleague on the cusp of exchange. An introduction was promised but I have not heard anything from the colleague which now seems pretty remiss.

I currently have two options: find another buyer ASAP or withdraw altogether. My vendors have said they are willing to wait and I am not surprised, since there is no urgency for them and my offer was high even back in August. However, I am not sure this will last and am not getting any information from the EA.

WWYD at this stage? This is not a necessary move and part of me now thinks I should just pull out altogether and stay where I am. However, I still love the property. If I do go ahead, how do I handle the crappy behaviour from the EA? I've just had a rubbish experience and they are treating me as though I am the problem.

OP posts:
parietal · 02/12/2022 21:26

are you tied to your current EA for a set period of time? you might have a contract with them for 6 weeks or 8 weeks or something.

If there is more time on the contract, let them have the last 2 weeks to find you a buyer.

if the contract has expired, find a new agent and re-market (possibly in the new year).

pattihews · 02/12/2022 22:31

Easiest and least risky thing to do would be to stay put. Prices are already dropping and you may find you can't or don't want to honour the offer you put in on the place you want. If you've offered 15% over the odds and the value is likely to fall 5-10%, are you really prepared to press on knowing that when you complete you may own a property with limited appeal that will be potentially be worth 20% less than you paid for it?

I might talk to the people whose property you hope to buy and explain the difficulty. Ask if they will renegotiate at a lower more realistic price and withdraw if they aren't. It's nothing personal, it's just the timing that's not right and they can't expect you to offer 15% over peak prices in a falling market.

In 1989 I purchased my second property at the height of a boom. Within 18 months the flat was worth nearly 20% less. That flat was a compromise, in an area I wasn't wild about but with potential. I'd hoped to improve it and trade up within a four or five years but I ended up being trapped for nearly 10 because property in good areas regained its value quickly and then accelerated away while mine didn't. It's experiences like that that have made me cautious.

With regard to the estate agent, I imagine she's worried about losing her job. If possible I'd wrap up the contract and look for someone actually prepared to work for you.

KaleToChristmas · 05/12/2022 19:56

@pattihews thank you, this is really good advice. I need to give it some thought.

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