Close to exchange, i feel like im going to burst into tears

[Mre33]

This is just a massive vent

The Story:
We found a house in January last year, it took up until October for the chain to fully form. In the mean time we sold directly to our buyers in September and moved in with my in-laws with our two children as we couldn't drag out our sale any longer and we needed to be in the new area for kids school. This started the clock our port, we have three months (20th Dec) to complete by, this was no problem in September but now rates have gone mad Dec 20th is a firm deadline for us.

Where we are now:
The chain is all formed now and we expected to exchange last Friday but unfortunately a mortgage issue for someone made us miss that, We are now waiting for the outcome of a mortgage valuation report that was requested and carried out last week. Each day brings us closer to the 20th which seems a long time a way but the wait is killing us, we have waited nearly a year but these last few weeks is pure torture.
The stress this has put us under is insane, will we be in a new house for xmas, will we be living with the in-laws under a dark cloud. We don't know what to do with ourselves in the mean time, trying to keep everything happy for the kids with the talk of maybe moving to a new house soon.
We need to get out of my in-laws house, this is causing even more stress on the relationship but stuck in limbo until the outcome of this purchase.
We try to stay hopeful as we are so close, but it seems every call we get about progress is also coupled with another issue to slow things down.
How have you got through these horrible weeks?

We are selling our house. We're 5 months in and last week our buyers had a mortgage valuation survey carried out. We're also waiting and hoping for exchange and completion before Xmas. It's so stressful and even more for you as at least we still have our current house. We're just flabbergasted that this far into the process they are still asking for surveys.

We're in exactly the same situation. Completed on our sale in September due to someone's mortgage offer expiring further down the chain. Agreed to move in with BIL for what we thought would be a couple of weeks. Three months later we're still here. To say it's been stressful is an understatement. We're supposed to be completing on our purchase next week. I honestly don't think I can cope with another delay at this point. Really hope your purchase goes through quickly!

I feel for you - it’s so bloody stressful. Our story was similar to yours. I’ve got no advice apart from hassle everyone you can (politely) to keep things moving. Best of luck x

Nothing useful to add but good luck - it sounds like hell! I found the puny 6 week process stressful enough here in Scotland.

OP I feel your pain. I’ve just recently, finally, sold after an arduous process. All I can say is that the despair it was all going to fail was the strongest right before everything finally happened, so I don’t think it’s unusual to feel this way. There was a lot of last minute niggles, faff and crap communication and then suddenly everything was go go go. I really hope you get good news very soon!

I’m so sorry, it’s torturous isn’t it? We’re 8 months in to the seemingly never ending process. At risk of losing our onward purchase, we’d have to put our current home on to a buy to let mortgage. We’re still waiting on the official mortgage offer and as you say new problems seem to come up every single time we hit another milestone.

It has been the most horrifically stressful year. In our case, the stress won’t end even once we complete as we’ll then have to face selling our current home in a falling market with tenants inside. It’s terrifying, but what can you do.

I refer you to my thread 'How long has your house purchase taken [so far]??'. I cried for the first time last Thursday but it's been going on for months now, although not as long as for some of you. I suspect there may be more tears of stress/rage (and hopefully relief) before it reaches its conclusion.

Handhold OP, I felt just like this when we moved last year, and we didn’t have the complications of living with family, so I get how stressful moving is.

You are nearly there now, just hold your nerve, everything crossed for exchange for you. This is the advice DH gave me, I was totally frazzled and said I can’t stand anymore of this, tell them it’s off etc. We exchanged that same afternoon.

All the stress is worth it in the end, we got there and you will too, not much longer now.

Wishing you happiness in your new home.

Really feel for you.

We decided to break our chain and sell and move into DH’s mum’s, as she is away until after Christmas visiting family abroad. We move out next week. We would have lost our buyers as their mortgage offer was running out next month. But our purchase exchange keeps getting delayed, issues keep coming out of the woodwork with the property at the top of the chain. It’s horrendous. I completely understand the stress you must be feeling, it’s so horrible getting your hopes up and then being dashed again. I hope it sorts itself out really soon and you are in your new home before Christmas as you wish to be. Living with family I’m sure must have its added stresses too. The way houses are bought and sold in England just seems to be designed to cause as much anxiety as possible!

It's so stressful, I feel for you! Between selling our previous house and completing on the new one, it took us 15 months, with 1 purchase falling through in between when bank withdrew mortgage offer. It had already taken 7(!) years to sell our previous house. After that, we camped for the last 15 months on a building site while doing up the new house. I still don't have a kitchen yet. But dh now already starts thinking about a next move!!! I just never ever want to go through all of that again 😂😪. I hope it will all turn our just fine for you, and that soon you'll have forgotten about the stress (like my dh 😀)

It’s an awful process and I’m so sorry to hear your delays.
we are ready to exchange on our sale but waiting for a couple of things to be sorted for our purchase and I’m not coping well!!!

Sorry @Mre33 that was meant for the prep kitchen thread!