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How to find whether anyone wants to do a non-council flat swap?!

11 replies

teacakes123 · 08/11/2022 11:59

I know this is unusual! If you'd like to skip the lengthy explanation of why I'm looking for this, feel free to read just the section after the stars!

This is my situation:

I live in a flat that I own. I love it and love the location, but a year ago an airport started doing night flights over the house. They are not very loud - the people in the other flats in the house are not woken by them, and I think they'd be unlikely to bother most people, but I'm an incredibly light sleeper and am woken by them nearly every night. I usually don't get back to sleep. As a result, I'm extremely sleep-deprived.

I've tried all types of earplugs, a white noise machine, noise-cancelling headphones, listening to relaxation cds before going to sleep, etc. etc.

One option would obviously be to sell my flat and buy a different one, but I'm reluctant to do that because:
a) As mentioned, I love the flat and the location. I have also put lots of work into renovating the flat and fixing problems with it.
b) At the moment I have a serious illness, which is causing me to sleep lightly. I'm hopeful that when my health improves I will be able sleep through the aeroplanes. However, for my health to improve, I need to be somewhere where I can get enough sleep.
c) Selling my flat and buying another would be a huge amount of hassle, and what with the illness and the sleep deprivation, I really can't see how I would have the energy for it.
d) There would be no guarantee that I would get enough sleep in a different flat - there might be a neighbour who snores really loudly, or a nearby baby who cries at night, etc.

Letting my flat and using the rental income to rent somewhere else is not an option. That is because I'm off work ill and receiving sickness benefit, and apparently the sickness benefit would stop in that situation. That would obviously leave me with no money to live on.

I enquired about whether my sickness benefit would remain in place if I did a flat swap with someone else, with no money changing hands, and was told "it would be looked at on a case by case basis". Given that I would not be in any way benefitting financially - I would be doing it just to get more sleep and thereby hopefully recover from illness and get back to work - I'm hopeful that it would be allowed.

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For this reason, I'd like to find someone who would be interested in doing a temporary flat swap. The idea would be for the arrangement to last as long as I and the other person wanted it to - as soon as either of us wanted it to end, it would. I realize this is a long shot - maybe no one will want to, as people are settled in their own places.

At the same time, my flat is in an amazing location - about 300 metres from a beach, with a sea view, in a central but quiet location in a great town, in a pretty street, with nearby green spaces. The flat has big windows, lots of light, and is, in my opinion, very nicely renovated. I wonder whether someone in a less good property or location might be interested in swapping!

I've asked around locally and so far not heard of anyone. I've looked on gumtree but all the property swaps advertised on there are for council properties. I've looked on house swapping websites but the ones I've seen are for people looking for short-term swaps, for holidays. In any case, I'd want to swap with someone local, not someone in another country, as my support network is here. Where else would you look?!

OP posts:
Orangesare · 08/11/2022 12:07

Have you tried secondary glazing? It’s really effective for soundproofing

teacakes123 · 08/11/2022 12:18

I did have acoustic secondary glazing fitted, hoping it would solve the problem (I already had double glazing), but unfortunately the planes are still waking me up!

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Lastqueenofscotland2 · 08/11/2022 12:20

Legally it would be a bit of a minefield which is why I suspect people wouldn’t be keen.

bloodyeverlastinghell · 08/11/2022 12:27

I think you could sign up to a site like lovehomeswap and agree an extended vacation or even just swap for a couple of weeks and see if it makes you feel better. Obviously you’d have the expense of travelling and that might not work for you if you’re off sick.

donttellmehesalive · 08/11/2022 12:31

Have you tried Nytol, one a night? I found it very helpful for a similar situation and I gradually reduced the dosage until I rarely needed it.

teacakes123 · 08/11/2022 12:31

Thank you for the replies. @Lastqueenofscotland2 What type of legal issues would there be? (I’m thinking of a swap for maybe a few months, if that makes any difference.)

@bloodyeverlastinghell Thank you for the suggestion. Yes, to be honest, travel would not really work for me at the moment.

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teacakes123 · 08/11/2022 12:35

@donttellmehesalive Thank you for your post. I take Nytol occasionally. Unfortunately for me sleep medication quickly loses its effectiveness. After a few times of taking Nytol 1-a-night, it stopped being effective, so I took 2. After a few times of taking that, it’s less effective. I tried taking 3 and felt awful - never again! 😂

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ComtesseDeSpair · 08/11/2022 12:43

The legal implications would be around consent from your lenders, and the possibility of an occupant gaining a legal interest in the property through their occupancy: just as it’s very difficult for landlords to evict tenants who don’t want to leave, the same would be true of whoever you allowed to occupy (and you, for them.) There would also be insurance implications and you’d need a specialist policy.

Broadly, it‘s just very unlikely that you’d find somebody who wanted to do this in the first place, that if you did you’d each be happy with the other’s property, and that you’d feel able to trust each other sufficiently.

teacakes123 · 08/11/2022 12:45

@ComtesseDeSpair Thank you - useful to know.

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IdisagreeMrHochhauser · 08/11/2022 12:47

You can let the flat and rent in a cheaper area leaving you some money to live on and be on sickness benefits if you have become an 'accidental landlord'. I did this and they ignored the capital in my house as an asset for a period of 12 months I think.

I left London due to stress and let my flat there and moved to a very rural area in Wales. Couldn't get a job and eventually ended up on ESA as it was then. I was able to claim that and receive rental income within the benefits rules. Obviously now it's universal credit, and different rules, but I would look into the rules fully before dismissing it.

teacakes123 · 08/11/2022 13:35

@IdisagreeMrHochhauser That's really interesting - thank you. I will look into that. If they ignored the capital on my flat for 12 months, that would solve my problem - if I lived elsewhere for that amount of time, I think there would be a good chance that I would be able to get improvement in my health and then come back to my flat and be able to sleep through the planes.

I'm really hoping to stay in the same area, where my support network is, rather than having to move to a different part of the country while ill. I wouldn't rule it out though.

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