not sure if i should sell or not

[Mollylegs]

Hi, This is maybe not for this page but I saw the title property so thought i'd give it a go for some advice. A longish story so feel free to ignore. My husband left me about 11 weeks ago I was on here asking for help and people were really kind to me. We had been together 20 years so it was a bit of a shock. We lived in our house for 13 years, it's a council house but a lovely house, we bought it in 2016 and with the discount it only cost 78.000. 2 or 3 years later hubby remortgaged to do an extension that never got done, instead a motorbike and then a different car. So as of now the mortgage is at 82.000. My parents have said I can have 50,000 of my inheritance now and pay a chunk pf the mortgage off. Then I could possibly manage to stay here with our son but my husbands parents are saying no way and that he should sell it and split the money. I don't know where I stand really as my name isn't even on the mortgage but I've been told because we're married I'd be entitled to half. He doesn't really want to speak to me and if I see him I end up asking stupid questions like why did you leave us and he just says I don't care anymore. I'm still devastated and cry nearly everyday as my life has fallen apart. He knew he had me where he wanted me which was in the house,not working, no friends and only him to talk to and rely on to go out shopping or anything outside. Has anyone got any advice, I'd be very grateful x

I would think this is the job of a solicitor to advise. They often will give you a free introductory chat.

What’s the value of the house? You need to work that out with the equity in it to see if it’s feasible to buy him out

Hi sleepycats, I was meant to have an appointment last week but it was cancelled due to covid.

Next door was s0ld last year at 185,000 so buy the time we payed the 82,000 back I would end up with 50,000 which might get me a cardboard box at this point x

You need to talk to a solicitor.

You should be titled to half the equity in the house and maybe more if you are providing the primary residence for your son.

The question then is would you be able to buy your DH out of his half with your £50k, and would you be able to pay any remaining mortgage yourself?

Or, would you be able to buy somewhere smaller with your share of the equity plus your £50k.

Do not discuss it with your ex, he does not have your best interests at heart, and neither do his parents. Plus they won’t have a clue about what they are on about.

Can you get a job?

Hi Supercamp, unfortunately I can't get a job, I have a whole heap of medical resaons why so I have had to apply for disability and PIP so I will have to wait and see if I could afford to pay the mortgage here.