I am in my 40s, moving to Kent, work mostly remotely and want to buy my forever home near the seaside. I have seen several 2/3 beds houses last week and I am still undecided as to whether I should choose Deal or Folkstone. Would you go for:
Folkstone
- pros: more affordable; more houses for sale, so more choice; seems to have more activities going; shorter commute to London when needed (only a couple of times a month); seems to have regenerated quite well; I have stayed in the town quite frequently in the past few years so know where everything is; arty; could buy with a tiny mortgage
- cons: all these hills! It makes me wonder what it will be like as I age and have to go up and down the old High St :); some not so nice areas.
Deal:
- pros: I have friends who are locals so I am not starting a community from scratch and they have given me all the inside knowledge on what builders/tradesmen to go for if the property needs work and what estate agents and surveyor to use; very safe; decent high street with independent shops; weekly market; arty; much smaller than Folkstone; flat! so less issues if I ever develop mobility issues; seems quieter in general
- cons: with my budget I will only afford something on the smaller side that might need work; less properties available for sale so the search might take longer; would mean having a slightly bigger mortgage.
My head tells me to go for the ''buy the worst house in the best street'' thing and go for Deal.
Rent there first and keep an eye on what becomes available. But I also think I am quite conscious that buying in Folkstone would mean less of a mortgage burden and a bit more space and that I am quite fond of the this town too.
What are people's thoughts?
I am not really interested in any other Kent towns and I think I could live happily in either of these places as a slightly ''scruffy artist'' myself...
But it would be great to get feedback from people who live in the area and/or have a good head for making property-related decisions!